Been with QF that many years I cant remember, been silver a number of years but we never make it to GOLD, this year " the other half" will be about 100 sc short the same as last year , me about 130 short, if we shifted over to VA would it be be to our benefit as you dont need as many SC, and what would the pros V the cons be? we usually make a BIG trip once a year in PE and the other trips interstate and say Singapore , Look forward to your input.