Qantas Health Insurance - what are the thoughts of those that have it?

[Pushka]

I switched from Bupa to Qantas a couple of years ago.
Another reduction in coverage on orthodontics and I cracked it. So I shopped around. Qantas worked out better. Maybe it is time to do another shop around!

I did exactly the same. In April 2018 when they started messing with joint replacements. I’ve been with Qantas since.

 

[MEL_Traveller]

I would be wary of comparing what you see on line which might be the old price with your soon to be increased premium.

Many of the quotes I was looking at today included the ‘from 1 April’ price as well.

 

[kamchatsky]

Qantas has increased bonus QFF to 150K for 5 days only:

 

[Aggi]

I’ve had Qantas extras health insurance for a couple of years and I’m pretty happy with it. Get 65% back on most claims. Previous health insurance (AHM) would give me back $30 for a $100 remedial massage which was a joke.
Also very easy to submit claims via the App and track claim limits.

 

[bussyboy]

I’ve had Qantas extras health insurance for a couple of years and I’m pretty happy with it. Get 65% back on most claims. Previous health insurance (AHM) would give me back $30 for a $100 remedial massage which was a joke.
Also very easy to submit claims via the App and track claim limits.

Got to be said though, you burn through the annual limits really fast!! :/

It's a shame that the limits don't increase in proportion to the payout %

 

[SYD]

Got to be said though, you burn through the annual limits really fast!! :/

It's a shame that the limits don't increase in proportion to the payout %

I was having a similar conversation with my Chiro today. The insurance fees go up year on year but the Extras limits don’t. Bracket Creep is not only the playground of the Dept of Finance and Governments…

 

[bussyboy]

I was having a similar conversation with my Chiro today. The insurance fees go up year on year but the Extras limits don’t. Bracket Creep is not only the playground of the Dept of Finance and Governments…

And then they "Argue" price rises because of increase costs/claims?!? Doesn't hold water as far as Extras cover goes (Hospital, maybe*)

Spoiler: *

Minimum payments to surgeons, anaesthetists etc. are apparently tied to the Medicare schedule fees, so it would be irrelevant the rate of their increases, only the MBS

 

[MEL_Traveller]

Not just qantas… all airlines… bugs me that it’s ’up to’ 150k points. That’s like family of four, top gold, and top extras. How many fit in that category?

Why not say earn ‘from’ 20k points, which is a single, on bronze, no extras? Wastes time going in to these offers to find you might get a fraction of the headline figure.

 

[jimfaces2025]

Hi everyone,
Looking to join Qantas Health; would anyone like a referral bonus?
Send me over a code

 

[Rich]

Hi everyone,
Looking to join Qantas Health; would anyone like a referral bonus?
Send me over a code

I sent a PM - thanks!

 

[Big John]

Sorry for reviving an old thread.

The Qantas Wellbeing app told me to get digital Qantas Insurance membership card. So I did.

I now seem to have been rewarded 250 points for doing so !

Not much, but still grateful for it.

Has anyone else got this ?

 

[Rich]

Sorry for reviving an old thread.

The Qantas Wellbeing app told me to get digital Qantas Insurance membership card. So I did.

I now seem to have been rewarded 250 points for doing so !

Not much, but still grateful for it.

Has anyone else got this ?

View attachment 485247

Yes, I just saw the points. I can't remember downloading the digital card, but I must have long ago.

 

[AuSammy]

Sorry for reviving an old thread.

The Qantas Wellbeing app told me to get digital Qantas Insurance membership card. So I did.

I now seem to have been rewarded 250 points for doing so !

Not much, but still grateful for it.

Has anyone else got this ?

View attachment 485247

Good pick up. Just had a look and yes we got the 250 as well.

 

[clifford]

FWIW, and a little off topic, but I can't fault BUPA with their hospital insurance. My wife has had a couple of knee replacements this year (separate hospital admissions), and BUPA quite "happily" paid $50,000+ for the experience.

Well, at least it didn't come out of our pockets...