Paypal is pointless

Discussion in 'Open Discussion' started by Amberlower, May 24, 2014.

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  1. Amberlower

    Amberlower Junior Member

    Mar 6, 2009
    31
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    Am I the only one to just find out that PayPal payments do not attract FF points? Madder than mad that this has never ben highlighted anywhere. have lost a ton of points.
     

  2. mannej

    mannej Senior Member

    Mar 16, 2009
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    In what regard?
    I find that PayPal is useful in getting 1pt/$ paying for Telstra bills instead of the 0.5pts/$.
     
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  3. robd

    robd Established Member

    Nov 8, 2011
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    #3 robd, May 24, 2014
    Last edited: May 24, 2014
    Which card are you referring to? Like mannej, I'm getting points on my cc paying utility bills.
     
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  4. whatmeworry

    whatmeworry Established Member

    Jan 22, 2007
    4,422
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    I hooked up my zero annual fee AMEX to paypal and any bill doesn't accept AMEX or that attracts a surcharge is paid via paypal.
     
  5. Mark3000

    Mark3000 Active Member

    Apr 3, 2014
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    I've often wondered why paypal make it easy to pay with Amex. Do they get a special deal from Amex?
     
  6. Cruiser Elite

    Cruiser Elite Senior Member

    Oct 31, 2010
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    What is the pts earn structure with Paypal?
     
  7. Mark3000

    Mark3000 Active Member

    Apr 3, 2014
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    I thought it was the same as any normal spend with whatever credit card you chose to use.
    Amblerlower has got me worried though, so I will have to check my statements.
    I've been using Paypal as a way of using Amex and hopefully getting 1.5 point per dollar for merchants who only offer Visa/MC/Paypal. By going through paypal it often allows you to use Amex when the retailer website wouldn't have. It doesn't always work though, sometimes it comes up with an error saying "this merchant does not accept Amex"
     
  8. Mark3000

    Mark3000 Active Member

    Apr 3, 2014
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    Just double checked and paypal definitely does get points on a direct Amex.
    This was on my old direct Amex where it got 1 point per dollar. I've switched to a CBA Diamond where I'm hoping it will get 1.5 points per dollar but haven't got the first statement yet so don't know for sure that it gets points for paypal
     
  9. VPS

    VPS Established Member

    Apr 2, 2011
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    I just had an OCD check - pay my Telstra Bill with Amex via Paypal (no CC surcharge) and points appear on my Westpac Amex
     
  10. burmans

    burmans Senior Member

    Feb 21, 2006
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    Have confirmed I get points for WBC SQ Amex so may vary by card.
     
  11. Mark3000

    Mark3000 Active Member

    Apr 3, 2014
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    thanks, that might be my next card, that or the Altitude Black, still deciding
     
  12. J-G

    J-G Junior Member

    Feb 23, 2013
    28
    2
    Perth WA
    I used to do this all the time, but recently Telstra has come to their senses and allows direct debit from CC with no surcharge, same points as Paypal on a Big4 AMEX. Makes it easier for me as I often used to forget to pay on time!
     
  13. mushez

    mushez Active Member

    Mar 17, 2013
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    AMEX does cost more to people receiving via paypal, they just don't know it cause they haven't read the fine print.

    AMEX can be opted out of as an option by someone with a paypal account for receiving payments. Most don't know they can or why they should.

    The biggest risk to someone not opting out of AMEX via paypal is when a payment is reversed, the commission is not. Then it a around .4% more in commission than visa.
     
  14. koonyaflyer

    koonyaflyer Member

    Jun 29, 2010
    242
    31
    Melbourne
    Can you clarify which PayPal product you are referring to? The PayPal fees vary by country of issue of the credit card, but not by Card Issuer according to their Terms and Conditions. I have tried searching about how to opt out of a card type. I thought the concept of PayPal was that the seller does not now the specifics of the funding source?
     
  15. mushez

    mushez Active Member

    Mar 17, 2013
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    Will have a look at it later/tomorrow when in the office.

    I have got a paypal business account in NZ as well as one in AU and have around 80% of our cash flow coming in paid via paypal.

    I know I had the issue of AMEX and paypal in January and after much consideration elected not to refuse AMEX payments.
     
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