Pay bill through Paypal by using Amex card, but still only receive 0.5 rewards points

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I think the difference is that Explorer only reduces earn for ‘government’ spend. Insurance and utilities are not reduced earn categories on Explorer. Just a matter of different product features compared to the Charge. I’ll need to ensure I didn’t use Post BillPay anymore with Amex Explorer based On post #2.

I use the Explorer along with the Platinum Charge but mostly use the Explorer, only using the Charge for restaurant and overseas and some travel but since I still get 2 ppd on the Explorer for travel I mostly use that now. I have paid water rates with Paypal and still received 2 ppd. With the Explorer the only things that I have received 0.5 points on are Council Rates and Australia Post, so I now pay those with my ANZ QFF Black.
 
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albyd

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Good pickup about council rates. Will need to keep that in mind when I get my next council bill.
 
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Good pickup about council rates. Will need to keep that in mind when I get my next council bill.

When I received my Explorer card just over a year ago I did a $10 Council Rates payment to check how any points I would receive before making the full payment and I received 5 points, so I used a different card for the full payment, and for all Council Rates payments since then.
 

Saltywings

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When I received my Explorer card just over a year ago I did a $10 Council Rates payment to check how any points I would receive before making the full payment and I received 5 points, so I used a different card for the full payment, and for all Council Rates payments since then.

Also don't forget the RMS and other such state gov bodies - those service/toll charges can quickly add up to a lot of lost points.
 

aspro2

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So is this confirmed for the Edge? My last Postbillpay transaction via Paypal was back on 28/2 and yielded full points (1ppd).
 
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unfunkable

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Hi
I am a bit confused
So explorer is nerfed @ AP - "government bodies in Australia where you will earn 0.5 points per $1 spent"

Platinum edge is "excluding utilities, insurance (except those distributed by American Express), telecommunication providers and government bodies in Australia where you earn 0.5 Membership Rewards points5 per dollar spent"

So paying Sydney Water via paypal with either should be 0.5ppd since it is a utility via a government body?
 

aspro2

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Platinum edge is "excluding utilities, insurance (except those distributed by American Express), telecommunication providers and government bodies in Australia where you earn 0.5 Membership Rewards points5 per dollar spent"

So paying Sydney Water via paypal with either should be 0.5ppd since it is a utility via a government body?

IFF all transactions through Postbillpay>Paypal are *now* classified as government body... then yes, 0.5 on Edge, but the IFF is what needs to be clarified, as all(?) reports in this thread are about other cards.
 

unfunkable

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Ahh ok - I think i got it
So paying anything via AP is going to be 0.5PPD
Explorer is 0.5 PPD for government bodies even via paypal (if they have flagged it right)
So utilities and telecoms via paypal via explorer is still 2PPD
 

mark_syd

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Jan 13, 2011
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Im not using postbill pay, but have just noticed that Telstra payments via PayPal now only posting at 0.5 points. Up until mid March receiving 1ppd, but April payments have been only 0.5 ppd.
 

DeKa

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Im not using postbill pay, but have just noticed that Telstra payments via PayPal now only posting at 0.5 points. Up until mid March receiving 1ppd, but April payments have been only 0.5 ppd.

I got 2ppd on Explorer with Telstra via PayPal last week.
 

sumthinfornuthin

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I've just picked this up yesterday when I checked my statement.
I guess that means we don't use AP PayPal but just pay with a M/C or Visa to get 1 point or straight Paypal ??.
I have a Qantas Amex Ultimate and I thought they paid 1.5 points on utilities ??
Does anyone think there is an argument that utilities attract the higher point earn irrespective of how they are paid. ??
strange they just change all this in the last month and no notification. ?
 

slinky123

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Feb 12, 2017
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I just noted that Paypal AP ( Through Post Billpay) on Qantas Ultimate is now only 0.5. Mine changed in April.
Telstra was still 1.5, though I made payment through the Telstra website and not postbillpay
 

aspro2

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Nov 26, 2004
Posts
252
I just noted that Paypal AP ( Through Post Billpay) on Qantas Ultimate is now only 0.5. Mine changed in April.
Telstra was still 1.5, though I made payment through the Telstra website and not postbillpay

Please clarify what organisation the Postbillpay (via Paypal) payment was being made to.

Separately, I can confirm that a health insurance payment (Medibank) using Postbillpay>Paypal only got 0.5 pts on the Edge, so Paypal is communicating the identity of insurers to Amex, as well as utilities reported by others.
 
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