Question - Part-trip travel insurance? | Australian Frequent Flyer
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Question Part-trip travel insurance?

Bell21

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Jan 11, 2018
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219
My 15 year old is on an overseas school trip later this year, and on the return leg, is leaving the tour to join us for a holiday. The travel insurance his school provides ends of course when he leaves their tour, and I'm struggling to find travel insurance that will just cover him from the moment he leaves the school tour until he returns to Australia with us a few weeks later.

I'm trying to avoid having to take out cover for him that starts from the moment he leaves Australia with the school tour, as he is already covered by the school for the first (extended) part of his trip.

I've spoken to a few travel insurers, and they will only cover him from the date he leaves Australia.

Any ideas of insurers who might provide the sort of one-way cover I'm looking for?
 

Hvr

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Jun 27, 2007
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Have you spoken to the insurer being used by the school and seeing if you can extend the cover until your child returns home?

I would imagine there would be several students who would be in the same situation.

I've never heard of travel insurance starting whilst the insured part is overseas.
 

Bell21

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Jan 11, 2018
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Thanks, I've asked that question of the school but for various reasons, I'm not confident of getting anywhere with that
 

DC3

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... he is already covered by the school for the first (extended) part of his trip. I've spoken to a few travel insurers, and they will only cover him from the date he leaves Australia ...
Sorry, but can't offer any other advice from what's already been posted. However, that's weird about policy start date. I take out coverage for myself as soon as I commit money (e.g., the fares, hotels) should I suffer an injury or other medical that would prevent me from starting the trip. Otherwise, fares, hotels payments may be gone unless refundable/cancellable.

Edit: I should mention that I take out annual multi-trip insurance, but that's not what you are after
 
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DC3

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Sorry, but can't offer any other advice from what's already been posted. However, that's weird about policy start date. I take out coverage for myself as soon as I commit money (e.g., the fares, hotels) should I suffer an injury or other medical that would prevent me from starting the trip. Otherwise, fares, hotels payments may be gone unless refundable/cancellable.
Edit: I should mention that I take out annual multi-trip insurance, but that's not what you are after
 

JFi

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Jan 20, 2017
Messages
111
Sorry, don't have any personal experiences but thought it's an interesting topic. I googled "travel insurance while overseas" and a few providers popped up. They are for people that forgot to get travel insurance and are already overseas and some policies had first 48 hours not covered while others had first 72 hours not covered.

Haven't really looked into the T&Cs (which I guess is a must for insurance!) but perhaps something like that will work for your case? Purchase the insurance while your son is overseas and then have it "start" a few days before you want the cover to begin?
 

Bell21

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Jan 11, 2018
Messages
219
I'd suggest going directly to the actual insurer and if they agree getting it in writing.
That's what I'm intending but I'm unsure what cost will be although it seems unlikely I'm going to have much choice
 

Bell21

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Jan 11, 2018
Messages
219
Sorry, don't have any personal experiences but thought it's an interesting topic. I googled "travel insurance while overseas" and a few providers popped up. They are for people that forgot to get travel insurance and are already overseas and some policies had first 48 hours not covered while others had first 72 hours not covered.

Haven't really looked into the T&Cs (which I guess is a must for insurance!) but perhaps something like that will work for your case? Purchase the insurance while your son is overseas and then have it "start" a few days before you want the cover to begin?
I hadn't thought of that - interesting angle - will give it some thought - thanks
 

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