Hi Guys,
Was wondering if there is a formula or calculation anyone uses to figure out if spending overseas with an Amex card (to earn MR) is worth it considering the 3% surcharge on top? I presume it depends on the number of MR points earned per $ spent, thus the type of card you have? So is the Platinum card worth using overseas then on holidays or is it better to use something else?
Was wondering if there is a formula or calculation anyone uses to figure out if spending overseas with an Amex card (to earn MR) is worth it considering the 3% surcharge on top? I presume it depends on the number of MR points earned per $ spent, thus the type of card you have? So is the Platinum card worth using overseas then on holidays or is it better to use something else?