Well for me..
Emailed application Sunday night...and receiveda reply in probably only seconds...(just before midnight our time)
Sun Sep 10 21:45:20 SGT 2006
Dear VVVVVV BBBBBBBB
We confirm that your request for a Citibank Gold Visa has been received. We are reviewing your request and verifying the information provided.
Your Application Reference is 00*****1. Please note this number for your records. This Reference number allows you to track the current status of your application online. Simply log onto Citibank.com.au, follow the links on the left hand side of the page, and go to "Check the status of your application".
Yours sincerely
Mary Manfredas
Manager, Credit Initiation
Unsecured Credit Acceptance
Fax sent to my company on Monday to check my details...manging Director gave it to me at 4pm....and I faxed it as I was leaving at about 6pm.
About 7:30pm I received a phone call on my mobile to check details.
Checked website later that night and it says that I am proviosoanlly approved.
All within 24hours. So far so good.
Next step as I understand it is that I will get the card in the post and will have to front up somewhere for the 100 point check.
So for me the service has been quick...and quicker than my recent Amex joining.