Not quite a newbie but want to start building

[IndigoAceman]

Hi AFF's
I'm not quite a newbie but wanting to really start to build some points, aim to fly at least 3 of us Melb/Budapest business class by the end of 2027. So far I have managed to earn 100K each in QFF and VFF mostly through supermarket points (family of 5), but need a boost of at least one credit card signup (before they remove/reduce the offers because of the fees being removed). Which is the best option, QFF, VFF or go with a bank and transfer when flights are available? Help please?

 

[Flyfrequently]

Welcome aboard @IndigoAceman
More knowledgeable folk here can help you and quite a few threads on credit cards.

 

[Steady]

Welcome aboard @IndigoAceman

 

[MEL_Traveller]

Hi AFF's
I'm not quite a newbie but wanting to really start to build some points, aim to fly at least 3 of us Melb/Budapest business class by the end of 2027. So far I have managed to earn 100K each in QFF and VFF mostly through supermarket points (family of 5), but need a boost of at least one credit card signup (before they remove/reduce the offers because of the fees being removed). Which is the best option, QFF, VFF or go with a bank and transfer when flights are available? Help please?

You’re going to need somewhere around 800,000 points for 3 returns, maybe more.

All the expense and hassle of accruing those points, AND, the lack of availability and high fees when you try to redeem.

I would think outside the box. 3 business class tickets from Asia (Jakarta or Manila for example) will set you back around $2500-$3000 each (that’s business, return, per person, not one way).

That may sound like a lot, but don’t forget you have to pay taxes fees and fuel surcharges on award bookings, whic could easily top $500 per person.

Use the points you have to fly from Australia to Jakarta (easy to get award seats).

No need to fret about whether you’ll have enough points or whether there’ll be award seats available. No fees for credit cards.

The only exception, maybe, is if you are planning on spending $400,000 - $500,000 on credit cards in the next 6 months? Next 6 months because to book your three business class awards to Budapest in 2027 you need to book around 12 months in advance.

 

[Dr Ralph]

Welcome to AFF.

Good luck with your endeavours. 5 years ago I'd have said this could be easily done. But now, I doubt it's achievable.