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New Credit Card When Retired

Joined
Dec 14, 2004
Messages
268
Points
245
Here's a possible easier way for those of us wanting sign on bonus points without the usual angst of applying for a new card.

A strange thing happened when I logged into my Amex account last week. There was an offer to upgrade to the Explorer card and receive 40,000 bonus points if approved and a minimum spend is achieved. The impression was that the full approval process would not be applied. I was tempted but left it for a few days to think about it. The offer was open until 31/10. When I logged in a couple of days later the offer had disappeared.

I contacted Amex and after a couple of calls back from them I was told the offer was a mistake. He did suggest however, that if I did a new application it should be approved (my words) and the bonus points are 50,000.

Today I logged in and there was a link to apply for an upgrade to either the Explorer card, the Platinum Plus card or the Qantas Ultimate card. Out of the 3 the Qantas card is the best value for both bonus points (40,000) and ongoing earning (1.25). My current card is the Amex Westpac card earning Altitude miles so no problem changing programs. I simply clicked the apply now link and within 30 seconds I had approval! No income or expenses details or providing endless documents.

If interested and the offer is not showing I suggest you contact Amex. It cant be a coincidence that it appeared in my account after I expressed an interest.
 
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Recommended by the Australian Frequent Flyer
Joined
Dec 14, 2004
Messages
268
Points
245
Here's a possible easier way for those of us wanting sign on bonus points without the usual angst of applying for a new card.

A strange thing happened when I logged into my Amex account last week. There was an offer to upgrade to the Explorer card and receive 40,000 bonus points if approved and a minimum spend is achieved. The impression was that the full approval process would not be applied. I was tempted but left it for a few days to think about it. The offer was open until 31/10. When I logged in a couple of days later the offer had disappeared.

I contacted Amex and after a couple of calls back from them I was told the offer was a mistake. He did suggest however, that if I did a new application it should be approved (my words) and the bonus points are 50,000.

Today I logged in and there was a link to apply for an upgrade to either the Explorer card, the Platinum Plus card or the Qantas Ultimate card. Out of the 3 the Qantas card is the best value for both bonus points (40,000) and ongoing earning (1.25). My current card is the Amex Westpac card earning Altitude miles so no problem changing programs. I simply clicked the apply now link and within 30 seconds I had approval! No income or expenses details or providing endless documents.

If interested and the offer is not showing I suggest you contact Amex. It cant be a coincidence that it appeared in my account after I expressed an interest.
I'm accumulating both QF points and Krisflyer points. As my Amex card just switched from Krisflyer (Altitude program) to Qantas I needed another Krisflyer card so applied for the NAB Rewards Signature card (120,000 bonus NAB rewards points) 2 days ago and today got the full approval. My defined benefit super pension didnt fit their exact needs for boxes to tick but I was able to send documents to keep them happy. Truth is I was surprised how easy it was given the rejections I've had from St George and their siblings.
The approval was despite already having 2 other cards but neither with big limits.
 

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