New Amex statement credits

[BettyB]

Had many problems with my AMEX credits not being honoured. Sick of chasing them up all of the time. Going to cancel I think. Just not worth it.

 

[penegal]

Indeed, it is. I have found it very difficult to hit that magic number though. I got to $349.98 I think, but then would have been stung with $12 delivery. I'm still running my numbers and deciding what to order.

Plus or Minus a few bucks is okay IMHO. It's not an exact science. You also need to buy things you want to drink.

 

[Mr_Orange]

Plus or Minus a few bucks is okay IMHO. It's not an exact science. You also need to buy things you want to drink.

Plus works since then you avoid the delivery charge. Luckily between the various champagnes and Ardbeg, there is plenty I do want to drink to choose from .

 

[SydneySwan]

Had many problems with my AMEX credits not being honoured. Sick of chasing them up all of the time. Going to cancel I think. Just not worth it.

Care to elaborate?

 

[RAM]

Had many problems with my AMEX credits not being honoured. Sick of chasing them up all of the time. Going to cancel I think. Just not worth it.

I find the AMEX call centers (either in Australia or Arizona or Florida) to be excellent - such a difference vs the rest.

When you get your statement and are checking off your transactions just mark the ones that did not have a $10 credit and ring in one go to get them fixed. Did you enter your email address correctly - so you get sent a confirmation email?

The only issues I've had are some stores who were in last year are not in it this year. Really miss that half price petrol!

Other than that all have worked so far across 3 cards.

So much chocolate so little won't power!

 

[blackcat20]

Stacking multiple discount codes. You can only use one per order.

However you can stack the statement credit with one discount code, hence taking $100 off ($50 discount, and $50 statement credit) a $350 order is the optimal scenario.

Ah, I read that as the discount and statement credit not working. Of course, two codes are rarely able to be used.

 

[RAM]

Finally my turn arrived today for the Choc Challenge (aka Lindt Half price Offer & $10 credit).


I was tempted with 240+ teeny bars of chocolate and a dozen balls or so but settled on:


46 chocolate bars and 65 balls.




The lid did shut flush (just). I resisted the urge to have the lid only partially on the four sides - in the spirit of the offer....

Unfortunately one daughter could not wait to see the haul - so no before opening picture.

Some tips:

1. When you get the empty box - make sure you push the bottom down so that it bulges outwards (as it bulges inwards to start and is quite solid).
2. Tessellation works wonders - possible to easily get 4 rows of 4 balls (not squashed) on the very bottom and then 5 rows - 4,3,4,3,4 each additional layer [that is if you only want balls].
3. The choc bars fit easily (with space on the sides) at 4 x 3 tessellated (right side up next to upside down), as rows go up then more can be added to the empty side placed vertically. Without ones in the side you can fit 240 without pushing down. With ones on the side and pushed down a little then your looking at 270+.
4. All ball varieties and bar varieties do not weigh the same - some are much denser than others so 5 blue bars weigh 30 grams where as 5 gold bars weigh 40g and take up slightly less volume.
5. Some varieties of the balls have MUCH more wrapping than others so your chocolate to wrapping (edible benefit ratio) is much less. Use these balls for 2nd & 4th rows on 2nd level and higher.

Thank you AMEX & Lindt!

 

[Plutonus]

Off-topic mode, I agree, but today for the first time calling the number on my AMEX Velocity Platinum and got horrible line quality and a person who had no idea how to do anything or what I was even talking about. Do the Velocity co-branded cards use a different call centre?

I find the AMEX call centers (either in Australia or Arizona or Florida) to be excellent - such a difference vs the rest.

 

[get me outta here]

Just send them a quick email and tell them you find this very tiresome and a waste of your valuable time that they shouldn't run these if they can't manage it. You may get a little extra if they are feeling generous.

Had many problems with my AMEX credits not being honoured. Sick of chasing them up all of the time. Going to cancel I think. Just not worth it.

 

[RAM]

Off-topic mode, I agree, but today for the first time calling the number on my AMEX Velocity Platinum and got horrible line quality and a person who had no idea how to do anything or what I was even talking about. Do the Velocity co-branded cards use a different call centre?

Last OT diversion...
I always ask the location of the CC (even when American accent) and then compare notes over what's happening in local economy - house prices, rents, store sales etc.

Best way to find out what's what. It is possible that V is responsible for managing relationship but doubtful. Also as annual fee is a reasonable amount I'd be surprised if not AMEX.

Between 9am and 4pm you can quite often get the Darling Harbour CC. Which I've had good response from but 2nd tier (IMHO) compared with the US ones. A call about the shop small had the guy in Arizona looking up shops for me why my modem was playing up - 15 minutes later I had my list.

 

[Winston1]

Made my 'house' purchase last night. Great value IMO.
Selected just over $120 of goods which was reduced to just over $90 with Housefrenzy.
Cashrewards will cash back me just over $5.
I got my shop small and $30 statement credit right after finalising the order.
Not bad work - $45ish for just over $120 = happy camper

btw, my purchase was online. Thanks Amex.

PS and last night we had dinner at the local pub. We both had one main ($25). Was a 2 for 1 offer in the entertainment book, so final bill was $25 less $10 shop small. So $15 for $50 quick meal before going shopping. Win!

shame we don't have Lindt in Perth...

 

[BettyB]

Care to elaborate?

Two examples:

1) restaurant was listed on AMEX smallshop map. But when I went to pay they claimed they'd never had an AMEX terminal.

2) Tried to pay at a locksmith who was listed on the AMEX map. They wanted 3% surcharge. But the AMEX map says if they are listed they don't charge a surcharge.

In each instance I contacted AMEX, but they wouldn't do anything in response.

The card just isn't worth the very large annual fee I pay. I've been reading this thread:

Current Credit Card Promotions

and am thinking about getting on the sign up, get the bonus points and cancel the card merry-go-round.

 

[BettyB]

Just send them a quick email and tell them you find this very tiresome and a waste of your valuable time that they shouldn't run these if they can't manage it. You may get a little extra if they are feeling generous.

Did that. They showed me no love. So I'm going to show them no loyalty in return.

 

[Mr_Orange]

and am thinking about getting on the sign up, get the bonus points and cancel the card merry-go-round.

With full credit reporting now in force, this is not so easy to do.

 

[andye]

With full credit reporting now in force, this is not so easy to do.

I hadn't thought this would be a consequence as cancelling would reduce overall debt.People seem to churn in US & UK. What have I missed?

 

[Dr Ralph]

With full credit reporting now in force, this is not so easy to do.

I'm yet to see any such impact. I'm at 15 churns so far in the last 12 months. No hint of any problems.

 

[Mr_Orange]

I hadn't thought this would be a consequence as cancelling would reduce overall debt.People seem to churn in US & UK. What have I missed?

I'm yet to see any such impact. I'm at 15 churns so far in the last 12 months. No hint of any problems.

I guess if you cancel before you apply, it's all good. I actually want to change one of my credit cards and therefore cancelling it before I obtain a suitable replacement is not an option. I have recently not got I wanted from two banks. 6 months ago or so, it wasn not a problem and there is nothing wrong with my credit file so I assumed it was the full reporting kicking in....

 

[Dr Ralph]

I guess if you cancel before you apply, it's all good.

I've only done that about 50% of the time.

Some of the banks take several months to formally close off the account, despite me sending a letter telling them that after 14 days I wont be liable for any further charges to the account.

 

[burmans]

With full credit reporting now in force, this is not so easy to do.

Maybe I'm missing something but what are you suggesting is not so easy to do?

UK and US have full credit reporting and if anything churning is even more common than here!

 

[burmans]

I guess if you cancel before you apply, it's all good. I actually want to change one of my credit cards and therefore cancelling it before I obtain a suitable replacement is not an option. I have recently not got I wanted from two banks. 6 months ago or so, it wasn not a problem and there is nothing wrong with my credit file so I assumed it was the full reporting kicking in....

More likely you have applied for too many cards in a short time! The trouble with this theory is that CCR has not really kicked in yet.