Need to decide tonight -- Where to Transfer??

[moa999]

Have over 200k sitting in an Amex account that is about to be closed (corp) so need to transfer.
(I realise I should have done this in March!)
Can't go to QF but I have enough there anyway.

Programs I have/ can transfer to
QF Plat (earnt) - can't transfer
DJ Plat (matched) - 1:1. Have 80k points. unlimited expiry. Good for domestic points & cash.
CX Gold (Amex Plat) - 1:1. At 1:1 becomes a lot more interesting. Better than AA for some redemptions. 3y expiry
MH Basic - 1:1. Have 17k points. Good at moment but will it change when entering oneworld. cough customer service and redemption site. 3y exp
SQ Basic - 1:1. Recently spent a lot. New BusinessSaver availability good, but high taxes and average burn rates. 3y expiry
AA Basic - 1:0.625 (via SPG if >20k). Good burn rate, some bankruptcy risk. No expiry if activity. Good redemption options for Aussie residents.
EY Basic (gold match pending) - 1:1. Don't know enough. 2y expiry (longer if higher). Highish redemptions
--
HH Diamond (Virgin) - No expiry so long as you stay
SPG Gold (Amex Plat) - 1:0.5. 30k existing. No expiry so long as you stay every 12m

Am thinking some (1/4) into hotel, probably SPG (keeps flex) - but I dont know enough about the relativities
Then rest between SQ and CX (or AA or MH)....

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Any suggestions or help appreciated

 

[serfty]

SPG may be a reasonable temporary repository.

Posted on a wing and a prayer ...

 

[JohnK]

It would depend on where you want to go and in which cabin you want to travel.

Those points are almost enough for 5 return economy awards to Asia on SQ or 2.5 return business awards to Asia. Can you use them before they expire?

The SPG option sounds OK.

 

[moa999]

Suspect if I transfer I can make use over three years.

Thinking at least 2 trips to Europe or US, ideally in J, which is what is leading me towards the Asian based airlines given some good redemption options for Aus-US/Europe.
Also wondering which option would be best for RTW redemptions (obviously a gamble on MH till it joins oneworld).

On the SPG option, I could also park them there until AA undoubtedly runs another transfer special.

With the 1:1 vs 1:0.625 CX v AA how do they stack up on fuel fines, taxes etc??

 

[moa999]

Ended up sweeping 1/4 Velocity, 1/4 Krisflyer and 1/2 to SPG - so a reasonable spread of programs.