multi-trip annual travel insurance

[wrldtrvllr]

For all those frequent flyers in the community can anyone advise of a good company to take up multi-trip travel insurance? And how strict are they in adhering to the max days per trip condition?

I'm quite interested in taking up a multi-trip TI as opposed to a single trip but one of my proposed trips will see me away for at least 64 days which means I'm technically ineligible for the Columbus Direct product (max 60 days). Other products I've looked at such as Travel Insurance Direct, Insure4less, permit even less consecutive days away.

And how would one go about claiming the 20% discount on Columbus insurance that is available as a gold member? Is there some "voucher" code that can be entered on Columbus' website?

Or would the TI offerred on CC be sufficient - I have a QAN Prem Amex which I can charge the flights to and get TI coverage - anyone with experience in this?

Thanks!

 

[Dave Noble]

I'm quite interested in taking up a multi-trip TI as opposed to a single trip but one of my proposed trips will see me away for at least 64 days which means I'm technically ineligible for the Columbus Direct product (max 60 days). Other products I've looked at such as Travel Insurance Direct, Insure4less, permit even less consecutive days away.

And how would one go about claiming the 20% discount on Columbus insurance that is available as a gold member? Is there some "voucher" code that can be entered on Columbus' website?
!

When you get gold membership you will have access to the discount and can purchase it at the $200 rate for individual rather than $250; you will need to use the link provided and it will generate the discount

Dave

 

[serfty]

... Other products I've looked at such as Travel Insurance Direct, Insure4less, permit even less consecutive days away. ...

Travel Insurance Direct Policy Wording

Plan C – Annual Frequent Traveller

...

All trips under 38 days for a leisure trip & 90 days for a business trip are automatically covered and accompanying partner and children as well.

Hmm, that changed since I last renewed.

FWIW, all my overseas travel is "Business related" (although rarely more then 1 or 2 weeks).

Actually, thinking about that, most Business travel would rarely be more than a week or two - IIRC, the ATO has guidelines about needing to provide a travel diary/log if away more than a certain number of nights ...

 

[driftergirl]

Regarding being over the 60 days - suggest you call them. I know some companies will still say you need to keep to the 60 days, but will let you top up with the purchase of a short (in your case, 5 day) single trip policy.

 

[HardieBoys]

Do you have shares in QBE or another insurance company? QBE offers shareholders a 25% discount on it's annual travel policy. It doesn't advertise it, but the staff all seem to know about it. I'm not sure if other companies have similar shareholder discounts, but I think it's worth asking around.