Middle East Airspace Diversions/Cancellations

[transpactraveller]

In particular because some other countries (eg US and UK) have already downgraded from 'do not travel' (which invalidates insurance) to 'reconsider non-essential travel' so citizens/residents of those countries will be covered for travel insurance, but Australians will not be.

 

[LionKing]

In particular because some other countries (eg US and UK) have already downgraded from 'do not travel' (which invalidates insurance) to 'reconsider non-essential travel' so citizens/residents of those countries will be covered for travel insurance, but Australians will not be.

If there are dual citizens, perhaps buying travel insurance from the UK would be better?
Anyways, I actually wonder for expats going home whether travel insurance is necessary, where I have almost never bought travel insurance to travel between Hong Kong and Australia.

 

[MEL_Traveller]

If there are dual citizens, perhaps buying travel insurance from the UK would be better?
Anyways, I actually wonder for expats going home whether travel insurance is necessary, where I have almost never bought travel insurance to travel between Hong Kong and Australia.

There is the issue in terms of TI cover and validity.

If you buy insurance based in another country, that is likely to be considered your starting point. So you may not be covered for anything that goes wrong in Australia.

If you don’t have a return ticket ‘home’, it maybe be classified as ‘one way’ and cover can sometimes end as little as 24 hours after arrival at your destination.. again, may not be ideal if you are 0lanning a two week holiday away out of australia.

Then there’s repatriation in the event of a medical emergency… they will likely want to return you to the country in which the TI was issued. So if that’s the UK, you might end up back there instead of Australia!

Do you need insurance if going ‘home’? For me it depends if I am still covered by local medical arrangements, or reciprocal arrangements. The NHS for example covers those ordinarily resident in the UK, so if you weren’t from a country with reciprocal health agreements, you may still need insurance going ‘home’.

 

[justinbrett]

If there are dual citizens, perhaps buying travel insurance from the UK would be better?
Anyways, I actually wonder for expats going home whether travel insurance is necessary, where I have almost never bought travel insurance to travel between Hong Kong and Australia.

Travel Insurance policies don’t usually care about citizenship, it’s about which country you are resident of.