The travel agent has said the many of the accommodation places have allowed rebooking either by the end of this year with some next year but charging a nights accommodation for cancellation fee. I'd be happy with that. Lord Howe is not a cheap destination. Oxley Travel have tried their best and have been very helpful. I am still hoping that my accommodation supplier may bend to pressure.This is appalling. Be sure to name and shame as far and wide as possible.
After reading this thread, I'm inclined to take Lord Howe off my "to visit" list.