An increasingly common travel scenario involves passengers transferring to different flights with different tickets at various intermediate point, what with tourists transferring to/from LCCs in different regions or just buying separate tix on various websites. (E.g. pax flying to Asia or Europe on a longhaul carrier, separately buying cheap tickets for other regional carrier (LCC or non-LCC) to get to their final regional destination.)
What happens when the flight for the first leg or your outbound or inbound journey is delayed or cancelled? Some policies will cover travel expenses 'if your flight is delayed/cancelled and you need to arrive somewhere in time for your prepaid travel/tour arrangements'. I interpret this as meaning the insurer would pay for alternative transport for you to make it to your connection point.
But what if there's no option but to arrive late with carrier1 at the connection point? The onward carrier, carrier2, has no obligation to help you onto a later flight if you're on a NONCHG NONREF ticket. Any travel insurance covering that (IMHO much more likely) scenario??
What happens when the flight for the first leg or your outbound or inbound journey is delayed or cancelled? Some policies will cover travel expenses 'if your flight is delayed/cancelled and you need to arrive somewhere in time for your prepaid travel/tour arrangements'. I interpret this as meaning the insurer would pay for alternative transport for you to make it to your connection point.
But what if there's no option but to arrive late with carrier1 at the connection point? The onward carrier, carrier2, has no obligation to help you onto a later flight if you're on a NONCHG NONREF ticket. Any travel insurance covering that (IMHO much more likely) scenario??