My score seems to have been lowered by putting large amounts thru credit cards each month even though I pay them to zero each month.
Funny thing is I do the same in the US and I am 40 points off perfect over there.
The yanks let their people walk away from debt.
Does actual checking lower your score?
No need. The Nigerians now have all your details...Curiosity satisfied, won't need to go back again.
The website claims they do a "soft" check that doesn't change the score. Draw your own conclusions.
My score seems to have been lowered by putting large amounts thru credit cards each month even though I pay them to zero each month.
Funny thing is I do the same in the US and I am 40 points off perfect over there.
My score seems to have been lowered by putting large amounts thru credit cards each month even though I pay them to zero each month.
Funny thing is I do the same in the US and I am 40 points off perfect over there.
How is my VedaScore calculated? | Your Credit and IdentityWithout knowing specific criteria used, the score means little.
I hope you don't want major secured credit any time soon!Hmm. 450.. Maybe I overdid the Westpac. Commonwealth Bank, Citibank, ANZ and Bankwest CC promos over the last 4 months? Still, half million FF points might be worth a stuffed credit rating?
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Yeah, funnily enough credit scoring people are a bit funny like that. They dont give out information that can be used to game the system because history has told them that some people will just use it to, well, lets say game the system.still rather vague. Does not explain to me why I did not get 700, or 1100....