How many credit cards (personal) do you have?

What do you use all them for?
My brother uses 2 credit cards the rest are used mainly for balance transfer promotions.

Some like HSBC and Citibank have cashback from time to time for certain spend.

And as I'm approaching retirement I will not be able to get another credit card.
 
I now have one less card than in 2022 after I called Macquarie to cancel their card
 
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I normally have two but currently have 4. Just happened that a few good deals with signup bonuses came around the same time. Ended up paying the $35 monthly fee for the first time on my commbank ultimate because I had to hit the minimum spend on the other cards so didn't find a way to put $2500 on the CBA card. The CBA Ultimate has been my daily use card for nearly a year, quite like it
 

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