Holding multiple Citi Cards

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Jul 8, 2013
Hi there,

I currently hold the Signature Visa, applied under a previous Bonus Points offer.

Now my annual fee is due soon and there currently is an offer for 50k Qantas points and reduced annual fee.

For various reasons I would like to hold on to the card, but not at $395.

Assuming I won't succeed negotiating the fee away, can I just apply for another Signature Visa and benefit from the extra points and reduced fee and then cancel my old card? Or should I cancel first and then re-apply? T&Cs don't say anything about existing or previous customers being ineligibly for the bonus points but any experience would be appreciated.

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