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Hello from Newbie and question re credit card

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CN1

Newbie
Joined
Mar 2, 2007
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3
Hello

Just joined and been browsing.

FYI I fly min .fortnightly and sometimes weekly MEL/SYD/MEL with Virgin.
Velocity and Lounge Member.

Been considering getting a new card that link better to Velocity to max my points. Cards are bus. and personal and I rack up $10k a month so it worth getting the right one or two.

Presently CBA Platinum but not happy with new 150,000 point limit (read here), annual charge $200 and other fine print, whilst I accept they ALL have fine print.

I note Virgin have new Velocity NAB Business American Express® Card
http://www.national.com.au/Business_Solutions/0,,82636,00.html?campaignID=KGP&WT.mc_id=KGP

Any comment s on this or the other Amex Velocity Gold Card?

My concern is with Amex, use to be and appears to be, less accepted.
Do you find that a problem? Comments?
Also going from one set of fine print to another. Any bogey men in the Velocity NAB cards?
Comments on CBA Platinum or other is welcome.

My goal is to keep costs sensible. Small businessman who owns company so having glamour card or privileges that cost $$ cost me $$$. Also only fly domestic.

Fly Virgin they consistently have cheaper deals being a frequent flyer I can request row 1 no charge.

Happy to answer any question re: Virgin Service, Lounge etc..where I can

Regards CN1

 

Altair

Active Member
Joined
Aug 22, 2006
Messages
823
Welcome to AFF CN1:D
Amex is widely accepted, you will genreally find it is only the smaller shops or restaurants that will not accept it due to the higher fees Amex and Diners charge.
 

NM

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Aug 27, 2004
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biggest limitation for me is lack of acceptance for utility services. But I still manage better than 2:1 between Amex and Visa.
 

CN1

Newbie
Joined
Mar 2, 2007
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3
So you use dual cards NM?

This is probably the optionI will run with.

Peter 14.7
 

NM

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CN1 said:
So you use dual cards NM?
Yes, I have several, each with its purpose:

Amex Rewards Maximiser = primary personal card and use whenever I can
CBA Gold Visa = personal use when Amex not accepted. May convert to Plat if I choose to redeem points to QF FF
CBA Blue Mastercard = last resort backup (no annual fee, no FF points or benefits)
Diners Club = Corporate card for all work-related expenses
Citibank Readycredit = overseas cash withdrawals
 

tzzzzup

Newbie
Joined
Mar 14, 2007
Messages
3
NM said:
Yes, I have several, each with its purpose:

Amex Rewards Maximiser = primary personal card and use whenever I can
CBA Gold Visa = personal use when Amex not accepted. May convert to Plat if I choose to redeem points to QF FF
CBA Blue Mastercard = last resort backup (no annual fee, no FF points or benefits)
Diners Club = Corporate card for all work-related expenses
Citibank Readycredit = overseas cash withdrawals
Spotted this, thought i'd chime in. My agency has just launched a cricket-related online game for Amex which if you play it well enough can earn you 10,000 Amex Rewards Maximiser points when you apply... (yeah I know banging my own drum but thought it might be of interest if you reckon the Rewards Maximiser is a good card!)

American Express Cricket Promotion
 
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