Have you topped up a UK pension to cover gaps?

[Rebus]

IMO it’s safe at the imminent Budget…but next year ?
Like the NHS , it’s become a sacred cow that only a brave government would kill.

I hope you're right. At the rate it's going the UK age pension will be worth more than my super will be when I hit retirement age!

 

[GiggsAbroad]

Can anyone confirm if, after you've made the payment to back-pay gap years, and you've called the NI Helpline to confirm which years to allocate said payment to, and then as with Princess Fiona and FlyingFiona above, their NI record is then updated, does HMRC send any letter in the post (as is their standard method of comms) with a receipt or letter to actually confirm in writing that the process is completed?

 

[Rebus]

Can anyone confirm if, after you've made the payment to back-pay gap years, and you've called the NI Helpline to confirm which years to allocate said payment to, and then as with Princess Fiona and FlyingFiona above, their NI record is then updated, does HMRC send any letter in the post (as is their standard method of comms) with a receipt or letter to actually confirm in writing that the process is completed?

After I made my back-payment earlier this year I sent a letter to HMRC confirming the amount paid and the years to which it was to be allocated. I also asked them to confirm this by return letter.

My NI record was updated around 10 weeks after transferring funds. Several months later I received a letter from HMRC confirming that they had received payment and allocated it as per my instructions.

In short, in my experience if you send them a letter they will respond in kind.

 

[fkcn]

Can anyone confirm if, after you've made the payment to back-pay gap years, and you've called the NI Helpline to confirm which years to allocate said payment to, and then as with Princess Fiona and FlyingFiona above, their NI record is then updated, does HMRC send any letter in the post (as is their standard method of comms) with a receipt or letter to actually confirm in writing that the process is completed?

Having done this myself, though not for afew yrs, I’m pretty sure you can login, if registered, and the info about yrs paid, and yrs still required, is visible. If not, you can request a statement of same.

 

[MEL_Traveller]

Having done this myself, though not for afew yrs, I’m pretty sure you can login, if registered, and the info about yrs paid, and yrs still required, is visible. If not, you can request a statement of same.

Yes, that’s all still there. Under the ‘view state pension’ box you can get an estimate of your pension at retirement age, and you can view gaps in your NI record.

All the years paid, unpaid, or part-paid are shown.

 

[GiggsAbroad]

Having done this myself, though not for afew yrs, I’m pretty sure you can login, if registered, and the info about yrs paid, and yrs still required, is visible. If not, you can request a statement of same.

Thanks, yes I've registered online and have the HMRC app which shows me everything, but I guess I was thinking that all I have in terms of making the payment was the transaction from my Aust bank and, when it updates, the online details in HMRC. This should be sufficient - I guess I'll just take plenty of screen shots - but I was just wondering if they also sent out a statement or similar that shows the full state of my NI acct - much like a bank account statement, incl showing when/date I made a payment, how it was allocated, etc. Given that I've made payments across different years incl at different rates (Class 2 vs some Class 3), I know what I've done as I've kept a spreadsheet, but it's always good to have that confirmed from the HMRC end as well, esp since I'm still quite a few years away from reaching pension age.