i found the easiest way is get Citi to do the direct debit to pay the full balance. Never fails!A quick question for the brains trust on how to avoid paying interest or accidentally canceling a FPO if I may:
Do I just pay the balance on my card, less the FPO amount, to avoid paying interest?
Hey @theblank did you end up going for these? I just got the flybuys offer again. Are these worthwhile, aside from the credit enquiry and establishment fee, because you simply use the borrowed money to repay each month?absolutely I am taking up both those offers, the flybuys net result is a little under $300 but the cook will be happy, as she keeps those, and the VFF points is a gift of around $1250 nett. ( I personally value VFF at 1cent)
Of course they are not the same. just pointing out NAB was continuing to throw money from a helicopter.
Not yet plenty of time - i will just repay in full after the points arrived,
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Seem much the same as they always were to me.I’ve been taking advantage of the FPO offers which I understand were part of Citi’s plan to pump up the value of its loan book for a sale. These have now dried up and the offers are quite pedestrian. I’d take up more if they come up though
They havent dried up, still getting the offer every month, only difference is the fee has doubled from about $17 to $33 to get the $100 gift cardI’ve been taking advantage of the FPO offers which I understand were part of Citi’s plan to pump up the value of its loan book for a sale. These have now dried up and the offers are quite pedestrian. I’d take up more if they come up though