General Medical issues thread

I have a feeling you have to pay the amount on board and then claim on TI later - was that your experience? The only time (touchwood) I have needed a ship's doctor was back in 2010 in the Arctic for norovirus but was not charged as there was an outbreak on board.
Yes I had to pay first then claim
 
Most travel insurance I have priced of late requires a cruise surcharge payment for cover on the ship.
Qantas doesn't charge extra. It's expensive in the first place, but with no extra charge for a cruise, it has worked out the best for my upcoming Greenland cruise. (I have no pre existing conditions).
 
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