Selected Qantas products and services are Qantas passenger flights (with a QF flight number) booked directly with Qantas; Qantas Club and Qantas Frequent Flyer memberships; and purchases from ‘Qantas Travel’ customer shopfronts. Please note you do not earn an extra point per $1 spent on purchases from Qantas Holidays, Hotels on qantas.com, Qantas Freight, Qantas Business Travel, Jetset Travelworld channels, Qantas Staff Travel or Jetstar flights and services. When you spend at least $500 on the selected Qantas products and services you’ll pay a fixed rate of 5.99% p.a. on those transactions. To activate this rate you must call us on 1300 762 284 and notify us after the transaction. From the date you notify us, the promotional rate will apply to that purchase. You will lose the benefit of the interest free days on all credit purchases where the closing balance (including any balance transfer and promotional amount, including any amount to which the promotional 5.99%p.a.fixed rate applies) is not paid in full by the statement due date each month. Prior to notifying us, the standard variable interest rate on purchases will apply to that purchase.