So, I applied for a New ANZ credit card and before I could collect it from my Postbox, someone stole it.
So I rang up ANZ and told them about it and they cancelled my old card which I never received and never activated it.
Today I received my new card and after activating it, I see I have multiple charges on my account totalling approx 200$ and ANZ confirmed that all of these charges were on my first credit card which was stolen from my postbox.
I asked the bank how it was possible to use the credit card without activating it but unfortunately she did not have an answer for it.
So I went online and did a bit of research and found out that, most of the credit cards can be used for smaller transactions without being activated.
Especially if they have Paypass or Paywave. I am assuming, I would get my money back but this situation isn't impressive at all.
Why would the banks allow credit cards to be used without activating it :|
So I rang up ANZ and told them about it and they cancelled my old card which I never received and never activated it.
Today I received my new card and after activating it, I see I have multiple charges on my account totalling approx 200$ and ANZ confirmed that all of these charges were on my first credit card which was stolen from my postbox.
I asked the bank how it was possible to use the credit card without activating it but unfortunately she did not have an answer for it.
So I went online and did a bit of research and found out that, most of the credit cards can be used for smaller transactions without being activated.
Especially if they have Paypass or Paywave. I am assuming, I would get my money back but this situation isn't impressive at all.
Why would the banks allow credit cards to be used without activating it :|