Complimentary CommBank Credit Card Travel Insurance

[Sahoaction]

As I already have a CommBank Master Card, is there anything wrong with using the complimentary Travel Insurance? I know it needs to be activated by a $500 charge on a booking related to the trip. Any other hiccups to be expected?

 

[Jacques Vert]

Will they cover pre-existing medical conditions?

 

[MEL_Traveller]

As I already have a CommBank Master Card, is there anything wrong with using the complimentary Travel Insurance? I know it needs to be activated by a $500 charge on a booking related to the trip. Any other hiccups to be expected?

Essentially, no.

CC insurances cover the same, or exceed, paid policies in terms of cover.

Like paid policies, they don’t cover many pre-existing conditions. Some CC insurances allow you to apply for pre-existing cover, some don’t.

Always a good idea to compare your CC cover against a paid policy you might otherwise take out, And see if there are any gaps.