Credit Card Offers Citi Prestige Bonus Point Offers & Discussion

Get up to 200,000 bonus Velocity Points and unlimited Priority Pass airport lounge visits!

Learn more and apply for this card:



What are the main benefits of this card?
  1. Sign-up bonus: Up to 200,000 bonus Velocity Points when you apply through AFF! Receive 150,000 bonus Velocity Points when you spend $12,000 on eligible purchases within 3 months from approval. Earn another 50,000 bonus Velocity Points when you keep your card open for over 12 months and enrol in Velocity Points Autosweep.
  2. Unlimited Priority Pass airport lounge access for you and a guest, including food & beverage credits at participating airport restaurants
  3. Get the 4th night free on Luxury Escapes bookings
  4. $10 cashback with BINGE every month until 31/10/25
  5. $100 cashback with Uber Premier
  6. Earn 1 Citi reward Point per $1 spent on everyday purchases, plus earn extra points with lots of bonus points-earning categories

amex-explorer-card-art.pngWhy we like the Citi Prestige credit card

The Citi Prestige card is packed with benefits including unlimited Priority Pass airport lounge access for you and a guest travelling with you. You can even use this to access up to AUD36 per person (for up to 2 people) worth of food & beverage credits at participating Priority Pass airport bars, restaurants and cafés each time you fly. This benefit alone is worth more than the $700 annual fee!

This card has lots of opportunities to earn bonus points. You'll earn:
  • 1 Citi reward Point per $1 spent on everyday eligible purchases;
  • 2 points per $1 at major supermarkets, petrol outlets and national retailers; or
  • 3 points per $1 spent with major airlines, hotels and restaurants in Australia, as well as transactions online and overseas
Cardholders also enjoy a range of complimentary insurances, including International and Domestic Travel Insurance and Mobile Phone Insurance, plus other exclusive discounts and benefits.

See our card guide for the full details and to take advantage of our exclusive sign-up bonus points offer:

 
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This is Citi Prestige done and dusted. I've been a customer since the Citi Select days and been holding on to the card for the Priority Pass benefit as it was the best in the market. Was only paying $350 annual fee as used to have a Citi mortage account. Now the discount will no longer be offered in the next renew in Jul and from Aug only 15 visits per year, who in their right mind would pay $700 for this.
 
I've got nearly 700k citi points and don't want to transfer to Singapore yet as I've got 500k kf points sitting in there from avoiding the AMEX devaluation in 2023 and off to Europe this year, so might have to stay fir another year. Transferring to velocity will give me less as well.
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I got the $350 deal last year so hope again.
 
Transferring to velocity will give me less as well.
I'm facing the same issue. Another option is to transfer to Flybuys and wait for promotion to convert to Velocity. I can't justify paying $700 to hold over for another year when Flybuys can hold the points for free.
 
You could do well move the points to Velocity as there's a 15% transfer bonus this month. It means that, if you do move the points to KF down the track, the penalty is only about 7% (37K KF miles at 2:1.15 then 1.55:1 vs 40K at 2.5:1 if you're converting direct).
 
Ouch.

20 visits would be ok. But 15 is puuushing it (and that's not including going lounge crawling if a first lounge is a bit rubbish and there might be a better one).

Between this and the insurance excess going up, it's hard to justify at this price.
 
Ouch.

20 visits would be ok. But 15 is puuushing it (and that's not including going lounge crawling if a first lounge is a bit rubbish and there might be a better one).

Between this and the insurance excess going up, it's hard to justify at this price.
Why would 20 be ok?

If it was 20 visits I'd bet you'd be saying 25 visits.

Random numbers meaningless.

You can pay 3-400 hunj for a cc for 2 lounge passes.

Still value with Prestige, just poorer value than current.
 
Why would 20 be ok?

If it was 20 visits I'd bet you'd be saying 25 visits.

Random numbers meaningless.

You can pay 3-400 hunj for a cc for 2 lounge passes.

Still value with Prestige, just poorer value than current.
I did a back of the envelope calculation that across 3 trips we'd do over the next 12 months we'd do 16 visits to airports that have PP lounges. That's not including any second visits. Eg: 2 weeks ago we went to Doha and visited the Al Maha lounge and the Sleep n' Fly on an 8-hour layover... So we'd be lounge penny pinching compared to now.
 
You could do well move the points to Velocity as there's a 15% transfer bonus this month. It means that, if you do move the points to KF down the track, the penalty is only about 7% (37K KF miles at 2:1.15 then 1.55:1 vs 40K at 2.5:1 if you're converting direct).
At 700,000 citi to velocity with the 15% I'm short around 20k krisflyer miles as opposed to converting straight over. That's about $600 worth of points assuming they don't cut the current earn rate. I'll stick it out for another year I think and use it at aldi and other places where I get .8 kf miles. Also 1.2 kf miles in Europe and NZ in the next year as the points received are a little better or the same as even after allowing for the fx fees.
 
i suppose it's still unlimited until August. it's probably buried in the T&C somewhere that they can alter benefits at any point.
 
I have decided to relinquish my Prestige card the day before the annual renewal. I will save $700. I will forego visits to PP lounges - although most of my travel will be in J anyway. I liked to be able to use the PP pass to get better food and better views at MEL, but this was not really saving me anything as I would not have paid for it. And I will lose the $100 a year Uber credit for which I tended to get only $60 of value anyway as I had to add a hefty tip to get to the required $100 spend. I used the fourth night free once (in Brunei), but it doesn't tend to align with my style of travel.

I also ditched my ANZ Travel Adventures card a week or so ago as this is now an obstacle to getting future Qantas sign up bonuses with ANZ. This will save me $120 a year.

Instead, I have applied for a Commbank Qantas card which will have no fee most months and will get me 70,000 unexpected Qantas points as a sign up bonus. I will get the fee-free overseas transactions that I previously got through ANZ.

I will have to make alternative arrangements for travel insurance which will no longer be covered by ANZ. I have three trips booked which will need cover, and I believe if I ask my travel provider nicely, they will refund $500 on each trip so I can pay it with the new Commbank card.

It's a bit of a faff, but I should be several hundred dollars a year better off for a pretty modest decrease in my wellbeing. And who knows, I might be able to apply again for Prestige in 10 months' time and get another sign-up bonus in time for 30% bonus Avios. ~140,000 Avios for $700 is a pretty good deal, no?

I'm starting to think that maybe the banks have done me a solid.
 

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