Charged a cash advance fee for a gift card purchase

[Rich]

There is an old now closed thread cash advance fee gift card which concluded that the source (Finder) didn't know what it was talking about.
Well it has happened to me with Commbank. The transaction shows as "PAYPAL * WOWGIFTCARD" and they confirmed that is why I was charged a $4 fee, plus interest. I am in the process of disputing this.

 

[asterix]

There is an old now closed thread Search results for query: cash advance fee gift card which concluded that the source (Finder) didn't know what it was talking about.
Well it has happened to me with Commbank. The transaction shows as "PAYPAL * WOWGIFTCARD" and they confirmed that is why I was charged a $4 fee, plus interest. I am in the process of disputing this.

Yes, I'd read somewhere that people were getting charged the cash advance fee when buying gift cards from the Woolworths portal with Paypal. I only use AMEX, Citi or my HSBC card for purchasing gift cards as I'm too worried CBA will charge me the cash advance fee. The only exception is if I buy them in person at Coles or Woolworths.

 

[Rich]

Yes, I'd read somewhere that people were getting charged the cash advance fee when buying gift cards from the Woolworths portal with Paypal. I only use AMEX, Citi or my HSBC card for purchasing gift cards as I'm too worried CBA will charge me the cash advance fee. The only exception is if I buy them in person at Coles or Woolworths.

They refunded the fee and interest, as a once off gesture of goodwill of course.
I'd always used Amex via PayPal previously, so back to that way I suppose. I don't see why using PayPal would change things as presumably WOWGIFTCARD would still come up on the statement either way.