I'm scheduled to visit BKK 8 Aug - 14 Aug 2010 and have TID travel insurance.
Flying with AirAsia from KL to BKK, staying at Novotel Siam Square BKK. Primary purpose of trip is/was holidaying/shopping/eating around BKK area only.
Ideally I'd like the travel insurance to just let me rebook everything as I'd rather just be elsewhere now (since large areas of BKK have gone up in smoke). I can't claim anything with the insurance company right now as they say they'll review the situation at the time of my trip.
Given the immediate security risk seems to have ended and assuming DFAT downgrades it's travel advisory from Do Not Travel, is the travel company going to tell me later I won't be covered since there's no longer a civil riot going and that my claim is essentially one for loss of enjoyment (which I know is not covered)?
I know I can approach the hotel/airline directly and ask(beg) for a refund of non-refundable tickets (dont have high hopes with AirAsia though). Assuming I can't get any refunds, will there be any point in me still go BKK at that time? ie Is the fire damage likely to be fixed by August?