Hi
I'm looking at swapping my CBA plat to the ANZ cards, and was wondering if there's any difference between the ANZ Platinum and Black cards?
I had a look and both Amex cards earn 3pt/$ but the Visa version earn 1.5pt/$ and 2pt/$, respetively. Otherwise transfer rates to KF (1pt per $ spend) and VA (1.5pt per $ spend) etc are the same for both cards if I'm not mistaken?
Going by these rates, and assuming what I have said is correct, I assume it would be in my best interest to transfer to VA then transfer to KF, ending up with 1.11KF per $ spend on Amex (both Platinum and Black cards)?
Only other difference I can see is the Annual fee for Plat & Black as $149 and $375, respectively, and also a 10k pt bonus after $50k spend on the Black? Is the black worth the extra fee? or just apply for the platinum?