Anyone have experience with Amex travel insurance after downgraded card?

[kokoikaka]

Not sure if this is a right place to ask, but appreciated if anyone can share their experience.
Currently holding Qantas Ultimate Card and thinking of switch to Amex Explorer to earn MR points.
However I had trip in the future that I paid the outbound flight ticket with Qantas Ultimate Card.
Wondering if I downgraded to Amex Explorer and hold it at the time of the trip. Am I eligible to the travel insurance offered by Amex Explorer?

 

[TheRealTMA]

Not sure if this is a right place to ask, but appreciated if anyone can share their experience.
Currently holding Qantas Ultimate Card and thinking of switch to Amex Explorer to earn MR points.
However I had trip in the future that I paid the outbound flight ticket with Qantas Ultimate Card.
Wondering if I downgraded to Amex Explorer and hold it at the time of the trip. Am I eligible to the travel insurance offered by Amex Explorer?

I would think no. The insurance would apply to the card you used for the payment.