Any suggestions for travel insurance for a "Do Not Travel" area?

[RSD]

My regular annual multi-trip policy has an exclusion for areas that SmartTraveller classifies as "Do Not Go", but on an upcoming trip I need to land in a city that is in such and area and then drive a couple of hours before I get out of that area into a "Reconsider Your Need to Travel" area. (For those that are wondering where, its landing at General Santos city on Mindanao and then heading south east from there).

Any suggestions for a travel insurance policy that covers travel in a "Do Not Go" area?

 

[albatross710]

I have travelled in Mindanao but not in the area you are going.

My unsolicited thoughts:
I don't think any travel insurer would know how to price such a policy..
You may have to shoulder that the risk of that portion of your trip.
Insurers would consider it a war type zone when on Sunday this just happened two hours north of Gen San (makes burnig a flag look very tame.)

 

[bPeteb]

When we traveled to southern Africa a couple of years ago Zimbabwe was specifically excluded from cover, by everyone.

We flew into Livingstone Zambia then crossed to Victoria Falls to begin our trip. We just didn't say we were going to Zimbabwe, and took the risk that we would be ok for the one night we stayed. .

 

[oz_mark]

Possibly need to speak to a broker - I don't think any of the standard retail products would cover this (aside from the pricing issue, one insurer once told me the biggest issue is whether they are actually able to help you if there is a problem)

 

[RSD]

I have travelled in Mindanao but not in the area you are going.

My unsolicited thoughts:
I don't think any travel insurer would know how to price such a policy..
You may have to shoulder that the risk of that portion of your trip.
Insurers would consider it a war type zone when on Sunday this just happened two hours north of Gen San (makes burnig a flag look very tame.)

I did see that they tried to put a rocket up the cough of the mayor - thankfully they missed. Out on the west coast near Zamboanga they killed four troops the other day as well.

I was thinking that someone on here that had been on a trip to Iran might have found a policy that covered them.

When we traveled to southern Africa a couple of years ago Zimbabwe was specifically excluded from cover, by everyone.

We flew into Livingstone Zambia then crossed to Victoria Falls to begin our trip. We just didn't say we were going to Zimbabwe, and took the risk that we would be ok for the one night we stayed. .

I might have to do something similar if all else fails.

Possibly need to speak to a broker - I don't think any of the standard retail products would cover this (aside from the pricing issue, one insurer once told me the biggest issue is whether they are actually able to help you if there is a problem)

Good idea - if all else fails I will give a broker a call.

 

[Ansett Nostalgic]

I did see that they tried to put a rocket up the cough of the mayor - thankfully they missed. Out on the west coast near Zamboanga they killed four troops the other day as well.

I was thinking that someone on here that had been on a trip to Iran might have found a policy that covered them.

I might have to do something similar if all else fails.

Good idea - if all else fails I will give a broker a call.

thankfully there is no longer an exclusion for Zimbabwe

 

[Melburnian1]

My regular annual multi-trip policy has an exclusion for areas that SmartTraveller classifies as "Do Not Go", but on an upcoming trip I need to land in a city that is in such and area and then drive a couple of hours before I get out of that area into a "Reconsider Your Need to Travel" area. (For those that are wondering where, its landing at General Santos city on Mindanao and then heading south east from there).

Any suggestions for a travel insurance policy that covers travel in a "Do Not Go" area?

I can't help, but have been to General Santos once, and found it as safe as anywhere else. But it's from a very limited sample of one visit, and years ago.

Surprising it's included in a 'do not travel' area. DFAT seems very conservative with such warnings. For years it insisted northeasten Mindanao was unsafe. Thankfully that has been downgraded to 'exercise caution'.

 

[RSD]

I can't help, but have been to General Santos once, and found it as safe as anywhere else. But it's from a very limited sample of one visit, and years ago.

Surprising it's included in a 'do not travel' area. DFAT seems very conservative with such warnings. For years it insisted northeasten Mindanao was unsafe. Thankfully that has been downgraded to 'exercise caution'.

GenSan being included in the Do Not Travel area might be a bit conservative, some areas of Mindanao definitely warrant that rating though.