To add another data point - I was approved for Plat charge card recently after being rejected in December last year.
In the last 18 months:
- Closed NAB
- Closed Virgin Money
- Approved for AMEX Velocity Platinum (Sep 25)
- Approved Citi / MyCard
- Rejected for AMEX Platinum Charge (Dec 25)
- Rejected by Bank of Melbourne
- Approved NAB
- Approved Westpac
- Approved Bankwest
- Approved for AMEX Platinum Charge (Aug 26)
All cards that were approved in the list above I am still currently holding. I also used passport number to apply this time instead of driver’s licence.
Although I’m not eligible for the sign-up bonus, I did also apply using an OzBargain referral link whereas the application in December was done directly via AMEX website.
Not sure if these any of these things helped with the approval.
In the last 18 months:
- Closed NAB
- Closed Virgin Money
- Approved for AMEX Velocity Platinum (Sep 25)
- Approved Citi / MyCard
- Rejected for AMEX Platinum Charge (Dec 25)
- Rejected by Bank of Melbourne
- Approved NAB
- Approved Westpac
- Approved Bankwest
- Approved for AMEX Platinum Charge (Aug 26)
All cards that were approved in the list above I am still currently holding. I also used passport number to apply this time instead of driver’s licence.
Although I’m not eligible for the sign-up bonus, I did also apply using an OzBargain referral link whereas the application in December was done directly via AMEX website.
Not sure if these any of these things helped with the approval.
Last edited:
