AMEX Qantas Business Rewards Card - Prepaid expenses

squid01

Member
Joined
Jun 5, 2019
Posts
228
Hello,

Just got this card. Went to pay some bills but could only pay one of around $500 and it won’t let me pay any others, transaction declined. Understand it is a charge card and the algorithm may increase my spending limit as I make smaller purchases and pay them off is that correct?

Let’s say I have a $2.5k bill. If I pay that amount onto the card from my bank via BPay, then pay the bill on the Amex, will that transaction/payment of bill still be counted as eligible spend for the sign on bonus points? Don’t know why but I swear I read something like “prepaid expenses are not included in eligible spend” or I could be making that up.

thanks!
 
Hello,

Just got this card. Went to pay some bills but could only pay one of around $500 and it won’t let me pay any others, transaction declined. Understand it is a charge card and the algorithm may increase my spending limit as I make smaller purchases and pay them off is that correct?

Let’s say I have a $2.5k bill. If I pay that amount onto the card from my bank via BPay, then pay the bill on the Amex, will that transaction/payment of bill still be counted as eligible spend for the sign on bonus points? Don’t know why but I swear I read something like “prepaid expenses are not included in eligible spend” or I could be making that up.

thanks!
This is strange, even as a new cardholder your informal limit should be far above $500. Suggest you call Amex on the number on your card and ask what’s going on.
 
This is strange, even as a new cardholder your informal limit should be far above $500. Suggest you call Amex on the number on your card and ask what’s going on.
I spoke with their online chat and they said I need to make small charges and pay them off and my cap will change. They weren’t very clear though.

Can anyone advise on bonus Qantas points eligible spend, will the transaction still count as eligible if I preload the card with my own money before making the transactions?

Thanks
 

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