Credit Card Offers Amex Platinum Card Benefits, Offers & Discussion

Enjoy a world of travel benefits and up to 200,000 bonus Amex Membership Rewards Premium Ascent points...​

Learn more and apply for this card:

American Express® Platinum Card

The American Express (Amex) Platinum charge card is one of the best publicly-available cards in Australia for travel benefits.

www.australianfrequentflyer.com.au

---

What are the main benefits of this card?

1. Signup bonus: 200,000 Amex Membership Rewards Points (worth 100,000 Qantas Points, Velocity Points, Avios or Asia Miles, among other options) when you apply by 2/12/25 and spend at least $5,000 within 3 months.
2. Earn 2.25 Amex Membership Rewards points per $1 spent on everyday purchases, uncapped. You can transfer these points to 12 airline & 2 hotel programs, including Qantas Frequent Flyer.
3. Enjoy unlimited access to many airport lounges, including Virgin Australia and Priority Pass lounges
4. Gift Priority Pass membership to one additional cardholder
5. Receive complimentary elite status with hotel loyalty programs including Hilton Honors, Marriott Bonvoy, Radisson Rewards & Accor Live Limitless
6. Complimentary international travel insurance
7. Receive a $450 annual travel credit, plus airfare discounts, $400 worth of annual dining credits, subscriptions to The Australian & Wall Street Journal, plus many more exclusive benefits!

Why we like the American Express Platinum Card

Packed full of travel perks, the American Express Platinum Card is one of the best publicly-available cards in Australia for frequent flyers.

With a $1,450 annual fee, this metal card is not for everyone. But the return on investment for the high annual fee is strong, as it comes with a lot of useful benefits! This includes an annual travel credit, dining credits and unlimited access to Virgin Australia, Delta, Lufthansa, Priority Pass, Plaza Premium and Amex Centurion airport lounges.

There are also some great hotel perks including a free annual hotel night, Accor Plus membership, Fine Hotels + Resorts benefits and complimentary elite status with Hilton, Marriott and Radisson.

For points collectors, this is one of the most lucrative cards available in Australia. You’ll earn 2.25 Amex Membership Rewards Ascent Premium points per $1 spent on eligible transactions. Points transfer to most frequent flyer programs at a 2:1 rate, although there are some exceptions (e.g. it's 3:1 to KrisFlyer and Emirates).

You can convert your Amex points to around 12 airlines including Qantas, Virgin Australia, Qatar Airways, Singapore Airlines, Cathay Pacific, Virgin Atlantic, Emirates and Etihad! Plus, you can transfer points to two hotel loyalty programs for even more redemption possibilities.

To sweeten the deal, new cardholders can also earn 200,000 bonus Amex Membership Rewards Points when spending at least $5,000 on the card within 3 months of approval. See our card guide for the full details:

American Express® Platinum Card

The American Express (Amex) Platinum charge card is one of the best publicly-available cards in Australia for travel benefits.

www.australianfrequentflyer.com.au

AFF members are welcome to discuss this card in this thread.

 

[straitman]

Used to be popular as it had an additional travel credit of approx $400 with no annual fee . One could choose this as a free companion card to platinum charge .

That $400 is still very useful for those that have it.


I have just been reading the PDS for the TI offered by these cards and the one thing I cannot see that anyone has commented on is:

"This Policy does not cover any costs incurred from or relating to any
Pre-Existing Medical Condition under Sections A – M (below). For example,
it does not provide cover if You need emergency medical treatment
overseas for an existing illness or if You need to Cancel Your Trip because a
Close Relative’s existing medical condition deteriorates before You travel.
If You have Pre-Existing Medical Conditions, this cover may not be right
for You. Before You make Your Qualifying Booking, You should review this
Policy to make sure it provides the right cover for You and Your
health situation."

I am thinking that this would leave many (or most) people as not covered.

 

[Bell21]

That $400 is still very useful for those that have it.


I have just been reading the PDS for the TI offered by these cards and the one thing I cannot see that anyone has commented on is:

"This Policy does not cover any costs incurred from or relating to any
Pre-Existing Medical Condition under Sections A – M (below). For example,
it does not provide cover if You need emergency medical treatment
overseas for an existing illness or if You need to Cancel Your Trip because a
Close Relative’s existing medical condition deteriorates before You travel.
If You have Pre-Existing Medical Conditions, this cover may not be right
for You. Before You make Your Qualifying Booking, You should review this
Policy to make sure it provides the right cover for You and Your
health situation."

I am thinking that this would leave many (or most) people as not covered.

It depends what the pre existing condition is. For instance my son has a nut allergy so he cant rely on this cover. I have some pre existing conditions but none that would really impact on travel so i rely on the cover

 

[straitman]

It depends what the pre existing condition is. For instance my son has a nut allergy so he cant rely on this cover. I have some pre existing conditions but none that would really impact on travel so i rely on the cover

Agreed. Having previously had heart surgery probably excludes me as well!

 

[Bell21]

Agreed. Having previously had heart surgery probably excludes me as well!

Sorry to hear that but yeh sounds like it albeit separate insurance cover isn’t too expensive thankfully although not sure how that relates to prior conditions cover cost - usually separate cover will cover my sons nut allergy without extra cost

 

[Jacques Vert]

That $400 is still very useful for those that have it.


I have just been reading the PDS for the TI offered by these cards and the one thing I cannot see that anyone has commented on is:

"This Policy does not cover any costs incurred from or relating to any
Pre-Existing Medical Condition under Sections A – M (below).

I have pointed this out previously. It basically rules me out of relying on amex insurance.