Credit Card Offers Amex Platinum Card Benefits, Offers & Discussion

Enjoy a world of travel benefits and up to 150,000 bonus Amex Membership Rewards Premium Ascent points...​

Learn more and apply for this card:

American Express® Platinum Card

The American Express (Amex) Platinum charge card is one of the best publicly-available cards in Australia for travel benefits.

www.australianfrequentflyer.com.au

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What are the main benefits of this card?

1. Signup bonus: 150,000 Amex Membership Rewards Points (worth 100,000 Qantas Points, Velocity Points, Avios or Asia Miles, among other options) when you spend at least $5,000 within 3 months.
2. Earn 2.25 Amex Membership Rewards points per $1 spent on everyday purchases, uncapped. You can transfer these points to 12 airline & 2 hotel programs, including Qantas Frequent Flyer.
3. Enjoy unlimited access to many airport lounges, including Virgin Australia and Priority Pass lounges
4. Gift Priority Pass membership to one additional cardholder
5. Receive complimentary elite status with hotel loyalty programs including Hilton Honors, Marriott Bonvoy, Radisson Rewards & Accor Live Limitless
6. Complimentary international travel insurance
7. Receive a $450 annual travel credit, plus airfare discounts, $400 worth of annual dining credits, subscriptions to The Australian & Wall Street Journal, plus many more exclusive benefits!

Why we like the American Express Platinum Card

Packed full of travel perks, the American Express Platinum Card is one of the best publicly-available cards in Australia for frequent flyers.

With a $1,450 annual fee, this metal card is not for everyone. But the return on investment for the high annual fee is strong, as it comes with a lot of useful benefits! This includes an annual travel credit, dining credits and unlimited access to Virgin Australia, Delta, Lufthansa, Priority Pass, Plaza Premium and Amex Centurion airport lounges.

There are also some great hotel perks including a free annual hotel night, Accor Plus membership, Fine Hotels + Resorts benefits and complimentary elite status with Hilton, Marriott and Radisson.

For points collectors, this is one of the most lucrative cards available in Australia. You’ll earn 2.25 Amex Membership Rewards Ascent Premium points per $1 spent on eligible transactions. Points transfer to most frequent flyer programs at a 2:1 rate, although there are some exceptions (e.g. it's 3:1 to KrisFlyer and Emirates).

You can convert your Amex points to around 12 airlines including Qantas, Virgin Australia, Qatar Airways, Singapore Airlines, Cathay Pacific, Virgin Atlantic, Emirates and Etihad! Plus, you can transfer points to two hotel loyalty programs for even more redemption possibilities.

To sweeten the deal, new cardholders can also earn 150,000 bonus Amex Membership Rewards Points when spending at least $5,000 on the card within 3 months of approval. See our card guide for the full details:

American Express® Platinum Card

The American Express (Amex) Platinum charge card is one of the best publicly-available cards in Australia for travel benefits.

www.australianfrequentflyer.com.au

AFF members are welcome to discuss this card in this thread.

 

[blacksultan]

No hard credit check, approved immediately.

When I called up Amex to find out what it meant they referred to it as a ‘companion card’

I think it looked like @billmurray post yes.

Is this a new thing as I hadn’t heard of it before? Also plat reserve isn’t easily found on the Amex website I wonder why?

Been there for a while . Not open to general public. .

 

[Houghton27]

Been there for a while . Not open to general public. .

Do you know if this indicates a pathway or stepping stone to the centurion?

 

[blacksultan]

Do you know if this indicates a pathway or stepping stone to the centurion?

No . Used to be popular as it had an additional travel credit of approx $400 with no annual fee . One could choose this as a free companion card to platinum charge .

 

[burneracc]

No hard credit check, approved immediately

FWIW I was hard checked here and now waiting on approval. have been meaning to add it for a while since its a free way to get some duplicate promotions (2x delicious month out, 2x shop small, 2x member month etc). Luck of the draw I guess

 

[blacksultan]

FWIW I was hard checked here and now waiting on approval. have been meaning to add it for a while since its a free way to get some duplicate promotions (2x delicious month out, 2x shop small, 2x member month etc). Luck of the draw I guess

Is there now a concept of hard & soft pulls in Australia ?

 

[iamsuperandrew]

Big Devaluation coming to AMEX MR, my understanding is that information is coming next week

 

[levelnine]

Big Devaluation coming to AMEX MR, my understanding is that information is coming next week

Yep, sounds brutal from the rumours. Anyone with a lot of MR should be making plans to offload them before this deval.

 

[iamsuperandrew]

Yep, sounds brutal from the rumours. Anyone with a lot of MR should be making plans to offload them before this deval.

My guess which I'm pretty confident on, will be

QF 2:1
VA 2:1
EK 4:1
All other airline partners 3:1 (may introduce some more partner airlines?)
Hotel partners untouched

Changes to come into affect in December 2025 or early January 2026

Unknown if earning will be changed or if other perks may be provided

 

[levelnine]

Loss of Avios and Cathay 2:1 is going to hurt.

 

[Viridis]

My guess which I'm pretty confident on, will be

QF 2:1
VA 2:1
EK 4:1
All other airline partners 3:1 (may introduce some more partner airlines?)
Hotel partners untouched

Changes to come into affect in December 2025 or early January 2026

Unknown if earning will be changed or if other perks may be provided

Yep, that’s what I heard ….. effective Dec 15th

 

[andye]

Does anyone know if its still possible to get MR into Alsaka via HA?
And
Do we anticipate warning of changes to move points before any devaluation?

 

[SeaWolf]

Do we anticipate warning of changes to move points before any devaluation?

I'm pretty sure there's always been some warning in the past of these sort of changes. For example, when Krisflyer and Emirates transfers were devalued, there was three months advance notice.

Obvious caveat though, past performance not an indicator of future returns, so to speak.

 

[burneracc]

Unrelated but where are people hearing these rumours from?

 

[iamsuperandrew]

Unrelated but where are people hearing these rumours from?

Ive personally done some digging regarding this and wrote an article on the rumours here - Australian Amex Membership Rewards Devaluation Incoming? — The Modern Day Lifestyle

Keen to hear your feedback?

 

[burneracc]

Ive personally done some digging regarding this and wrote an article on the rumours here - Australian Amex Membership Rewards Devaluation Incoming? — The Modern Day Lifestyle

Keen to hear your feedback?

I read through it - couldn’t find a primary source for the rumours though. Also on the following:

• Emirates Skywards – taking an even bigger hit, dropping from 3:1 to 4:1

2:1 -> 3:1 is a 50% devaluation. 3:1 -> 4:1 is a 33% devaluation, so it’s a smaller hit.

 

[Viridis]

I have absolutely no doubt the rumours are true

That being said, one wonders if there’ll be a Quid pro quo because if there isn’t, it will certainly change the value proposition of keeping the Platinum Card

If there are no changes to the US Platinum Card it would become better value as a direct use card in addition to the points transfer option

Whatever happens, it will require a re-evaluation

 

[levelnine]

Unrelated but where are people hearing these rumours from?

Some Centurion card holders have already been informed.

 

[daft009]

Some Centurion card holders have already been informed.

Hmm not I lol

 

[iamsuperandrew]

I read through it - couldn’t find a primary source for the rumours though. Also on the following:

• Emirates Skywards – taking an even bigger hit, dropping from 3:1 to 4:1

2:1 -> 3:1 is a 50% devaluation. 3:1 -> 4:1 is a 33% devaluation, so it’s a smaller hit.

Obviously a true magician will never reveal his tricks, lets see if I am right?