Credit Card Offers Amex Platinum Card Benefits, Offers & Discussion

Enjoy a world of travel benefits and up to 150,000 bonus Amex Membership Rewards Premium Ascent points...

Learn more and apply for this card:



What are the main benefits of this card?
  1. Signup bonus: 150,000 Amex Membership Rewards Points (worth 100,000 Qantas Points, Velocity Points, Avios or Asia Miles, among other options) when you spend at least $5,000 within 3 months.
  2. Earn 2.25 Amex Membership Rewards points per $1 spent on everyday purchases, uncapped. You can transfer these points to 12 airline & 2 hotel programs, including Qantas Frequent Flyer.
  3. Enjoy unlimited access to many airport lounges, including Virgin Australia and Priority Pass lounges
  4. Gift Priority Pass membership to one additional cardholder
  5. Receive complimentary elite status with hotel loyalty programs including Hilton Honors, Marriott Bonvoy, Radisson Rewards & Accor Live Limitless
  6. Complimentary international travel insurance
  7. Receive a $450 annual travel credit, plus airfare discounts, $400 worth of annual dining credits, subscriptions to The Australian & Wall Street Journal, plus many more exclusive benefits!

amex-explorer-card-art.pngWhy we like the American Express Platinum Card

Packed full of travel perks, the American Express Platinum Card is one of the best publicly-available cards in Australia for frequent flyers.

With a $1,450 annual fee, this metal card is not for everyone. But the return on investment for the high annual fee is strong, as it comes with a lot of useful benefits! This includes an annual travel credit, dining credits and unlimited access to Virgin Australia, Delta, Lufthansa, Priority Pass, Plaza Premium and Amex Centurion airport lounges.

There are also some great hotel perks including a free annual hotel night, Accor Plus membership, Fine Hotels + Resorts benefits and complimentary elite status with Hilton, Marriott and Radisson.

For points collectors, this is one of the most lucrative cards available in Australia. You’ll earn 2.25 Amex Membership Rewards Ascent Premium points per $1 spent on eligible transactions. Points transfer to most frequent flyer programs at a 2:1 rate, although there are some exceptions (e.g. it's 3:1 to KrisFlyer and Emirates).

You can convert your Amex points to around 12 airlines including Qantas, Virgin Australia, Qatar Airways, Singapore Airlines, Cathay Pacific, Virgin Atlantic, Emirates and Etihad! Plus, you can transfer points to two hotel loyalty programs for even more redemption possibilities.

To sweeten the deal, new cardholders can also earn 150,000 bonus Amex Membership Rewards Points when spending at least $5,000 on the card within 3 months of approval. See our card guide for the full details:


AFF members are welcome to discuss this card in this thread.
 
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Further discussions with a very competent agent at Chubb estabthat any frequent flyer points were acceptable as long as they are in your name.
She also definitely stated that frequent flyer points do not have to be transferred from Membership Rewards points.

I’m 95% happy to travel using this insurance coverage but do agree that we will never know until a claim is lodged.
I also had a very good discussion with a Chubb agent going through a couple of edge cases that I wanted to explore. He was very helpful and I highly recommend calling if you have questions, they have a premium queue for plat holders.

Some of the things we went through:
• Will they cover a missed trip with two separately booked tickets and the first ticket causes a delay which means you miss the next one - not unless its a covered event (think natural disaster) but they will trigger the trip inconvenience cover for delays.
• Is my wife (supp card) covered for the road side assist cover when the car is registered in my name - yes
• Booking a rewards flight, I just need to cover the taxes with amex for it to be considered paid with amex.
 
Has anyone had any experience if the rewards flight was a non-AU xfer partner of amex, but you pay taxes with the plat card. eg Air Canada after a AU>US amex points xfer,

or does what zoom&boom says that any rewards flight is fine as long as the taxes are paid by the plat card
 

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