- Jun 17, 2016
It is really hard to answer that question without knowing what internal systems and checks are in place to look at that. My guess that most may not, but certainly some will, but then again they are in two different names each with their own declared assets/liabilities (I assume), you may be caught out if there was a check in place and you both claimed the same assets and same liabilities (without dividing by 2).OK.
Do you think there is any problem with a husband and wife both applying individually for the same card at the same time. (Assume we each have our own finances to 'declare' which will be acceptable). Do you think one of us would be declined because both of us are applying? Would they notice? Or would it be better to ensure we apply for a different card each, from a different bank. Any pros or cons?
My thought is the risk is low - I personally would have no hesitation in applying that strategy.