28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/14]

[Major]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I have just cancelled my application for a 28° and submitted an online application for the Citibank Plus...thanks to this thread

 

[Ghostdunks]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I have just cancelled my application for a 28° and submitted an online application for the Citibank Plus...thanks to this thread

Don't understand why you cancelled the application for 28degrees. Why not just have both, both are free to keep open, and just use both for their best uses ie. 28degrees for overseas purchases, Citibank Plus for overseas withdrawals?

 

[Major]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Don't understand why you cancelled the application for 28degrees. Why not just have both, both are free to keep open, and just use both for their best uses ie. 28degrees for overseas purchases, Citibank Plus for overseas withdrawals?

I only travel internationally 3 or 4 times a year and for the few larger purchases I use my normal Visa. Obviously I incur a fee for this but I also earn FF points.
The Citi Plus A/c will allow me to travel with less cash. I just feel I don't have a need for the 28° at this stage

 

[Cruiser Elite]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I guess all 28Deg cardholders will receive this - http://email.gemoney.com.au/servlet....25VTfhgKHR.25VTUEpgMhFLsLJmkpJIpJRJsLDJhtDHN - might be one last hurrah for many.

 

[serfty]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I guess all 28Deg cardholders will receive this - ... - might be one last hurrah for many.

Careful - that has tracking links.

Here's an adapted version:

 

[get me outta here]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I guess all 28Deg cardholders will receive this - http://email.gemoney.com.au/servlet....25VTfhgKHR.25VTUEpgMhFLsLJmkpJIpJRJsLDJhtDHN - might be one last hurrah for many.

Yes, got that but isn't it just SOP for 28D - go shopping save transaction fees? They're just riding on Black Friday I guess..

 

[Cruiser Elite]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Yes, got that but isn't it just SOP for 28D - go shopping save transaction fees? They're just riding on Black Friday I guess..

Probably - I will take a look at specified time - but this card WILL be canned in NY as I guess many others will do same.

 

[Baysider]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I only travel internationally 3 or 4 times a year and for the few larger purchases I use my normal Visa. Obviously I incur a fee for this but I also earn FF points.
The Citi Plus A/c will allow me to travel with less cash. I just feel I don't have a need for the 28° at this stage

I've had occasion overseas where the Citibank Plus has been rejected electronically and I had to revert to the 28 Degree Card. It's a very useful backup.

 

[cove]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Yes I will run with both in 2014.

 

[PLANT]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Again where in New York via ATM to get free cash withdrawal(no fee) with 28 degrees and Citi bank Plus?

 

[Cynicor]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Probably - I will take a look at specified time - but this card WILL be canned in NY as I guess many others will do same.

Is that because you use a Bankwest card to shop online and get points, or are you paying XE fees to get ++ points, with a card such as the select?

I will hold my citi plus and both my 28 degrees accounts, as I must put through close to 100k a year that is fee free. That $3k saving is quite a few nights at the Fullerton!

 

[Cruiser Elite]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Yes I use Select for ALL o/s purchases.

 

[DeKa]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Again where in New York via ATM to get free cash withdrawal(no fee) with 28 degrees and Citi bank Plus?

New York is the home of Citibank (City Bank of New York). There are heaps of Citi ATMs. Go to 339 Park (HQ) if you must.

 

[kpc]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Yes I use Select for ALL o/s purchases.

Can I clarify the maths / rationale for my benefit?
5 Citi rewards points per dollar spent on international purchases, which TFs to Kris Flyer at 3:2 so 3.33 Kris Flyer points per $ spent overseas. Is the citibank Fx fee 3% or 3.5%? So, you are "buying" KF miles at just under 1 cent per KF mile if the former, and just over 1 cent per KF mile if the latter?? If redeeming for SQ J and F awards (which I think you always do), then it's a good deal....

 

[Cruiser Elite]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Can I clarify the maths / rationale for my benefit?
5 Citi rewards points per dollar spent on international purchases, which TFs to Kris Flyer at 3:2 so 3.33 Kris Flyer points per $ spent overseas. Is the citibank Fx fee 3% or 3.5%? So, you are "buying" KF miles at just under 1 cent per KF mile if the former, and just over 1 cent per KF mile if the latter?? If redeeming for SQ J and F awards (which I think you always do), then it's a good deal....

Spot on Mr Brash!

Note: That comment is not referring to your demeanor kpc - it is a line from an add for Brashes Music Store which aired on TV when most of you 'kids' were still waddling around your parents lounge rooms in your nappies.

 

[DeKa]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Can I clarify the maths / rationale for my benefit?
5 Citi rewards points per dollar spent on international purchases, which TFs to Kris Flyer at 3:2 so 3.33 Kris Flyer points per $ spent overseas. Is the citibank Fx fee 3% or 3.5%? So, you are "buying" KF miles at just under 1 cent per KF mile if the former, and just over 1 cent per KF mile if the latter?? If redeeming for SQ J and F awards (which I think you always do), then it's a good deal....

3%

On Signature where it's only 4 ppd overseas (2.666 KF miles per dollar), so it's costing you just over 1c per mile/point. Not quite as good, but still a good way to earn lots if that's the card you have...

 

[cove]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Kpc your mathematics are accurate with 3.33 points for the cost of about 1 cent per point using Citi Select non Qantas.

 

[kpc]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Spot on Mr Brash!

Note: That comment is not referring to your demeanor kpc - it is a line from an add for Brashes Music Store which aired on TV when most of you 'kids' were still waddling around your parents lounge rooms in your nappies.

No offence taken....but I don't think I'm a lot younger than you Cruiser Elite, I reckon less than 10 years

3%

On Signature where it's only 4 ppd overseas (2.666 KF miles per dollar), so it's costing you just over 1c per mile/point. Not quite as good, but still a good way to earn lots if that's the card you have...

Thanks for the additional maths Deka...I have the Citibank Signature fee free for life...

Kpc your mathematics are accurate with 3.33 points for the cost of about 1 cent per point using Citi Select non Qantas.

cove, have to decide whether it is worth my while (and annual fee for Select) to change from fee free Signature to Select...(see above)

 

[cove]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Based on your deal kpc I would not move any time soon. I pay $700 a year but being a heavy credit card user it works for me.
We will get to Sydney late December as we are going to the Boxing Day Test in Melbourne for a couple of days.

 

[kpc]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

We will get to Sydney late December as we are going to the Boxing Day Test in Melbourne for a couple of days.

Catch up for dinner if have a night free?