$0 Annual Fee for Life on Citi Platinum/Signature CC Complimentary Insurance

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As much as I would like to have done it "this month" alas it was simply this month that I passed this milestone. That said, the way a client of mine is going, I might need to start volunteering my credit cards for ATO payments...
 
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This Citi card will not get you any points with the ATO unless you are lucky. The Citi non Qantas points version can get you a warehouse of points for Velocity (Virgin) and Krisflyer (Singapore ) amongst the choices. Inside the warehouse your points do not expire and you can wait for a bonus transfer from Velocity that may occur once a year.
 
Has anyone had any success calling as an existing card holder and getting this offer extended to them.

I've negotiated a half price annual fee previously, but free is even better!
 
JMFK said:
Has anyone had any success calling as an existing card holder and getting this offer extended to them.

I've negotiated a half price annual fee previously, but free is even better!
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A friend had a platinum card and phoned up to request the fee free signature.
No problems - done over the phone and he doesn't even meet the minimum income!
 
will2rob said:
Won't affect me. I signed up for the 60k point sign up bonus which is credited after the first transaction. If they devalue the transfer rate I'll just give it the flick.
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Which I assume means it will affect you otherwise you would not "give it the flick"
 
I have just woken up to the painfully obvious with the signature card.

When my 1.5 Amex (Qantas) is not accepted I use my 1.5 Signature card (Citi Rewards) instead of the 1.0 Visa (Qantas)

May as well start collecting points to convert to Kris
 
Fifa said:
A friend had a platinum card and phoned up to request the fee free signature.
No problems - done over the phone and he doesn't even meet the minimum income!
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I'm currently a Signature card holder though.

I could give it a try I guess, but to be honest, each call to the Citi call centre takes at least 5 years off my life.
 
lovetravellingoz said:
Which I assume means it will affect you otherwise you would not "give it the flick"
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Let's not be too pedantic. I mean that once I have the 60k bonus points, I don't need to keep this card if it doesn't suit me. I didn't take it up for the $0 for life offer and the benefits of the card are either the same as my other cards or not as good. NB I am referring to the Citibank Qantas Program, so many of the benefits of the Citibank Rewards Program don't apply.
 
k3nnis said:
What is the plat good for? Just the dining program?? And the warranty and insurances?
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Any Citi card is okay for the Citi wine offer when dining. Even a savings/debit account card.
 
I've been following this thread and my experience reflects that of many here. I've finally jumped all the Citi-hurdles and been approved for the fee-free for life Signature card so I thought I'd share my experience so that others may benefit (particularly reppeh :)).

I had a Citibusiness Gold visa (with a $4k limit), and a Citiplus transaction account for 10 years. I was offered the Platinum when Citi phased out the CBG card but like others deemed the Platinum card to be next to useless, so I pushed back and looked elsewhere. Oh how I wish I had a ABN alibi.

So, I applied for the Virgin money Platinum card, which was on "conditionally approved" status for ages. I had to email in all the info (employment agreement, recent payslips, tax statement, monthly - NOT annual -investment earning details) over the course of few weeks to various email addresses. Then comes the fee-free for life Signature card offer. I called up Citi thinking that I could just upgrade from the (now active) Platinum card - like many here. No go. My Platinum credit limit was too low to jump to the Signature $15k minimum. Apparently, Citi will add 50% of (and to) your credit limit to determine which card you qualify for - this is regardless of how much you earn (I earn $120k+). I requested a review/explanation, referring Citi to my longstanding record, but that was also declined because of the Virgin application which was still being processed.

So I contacted Citi, expressing in the strongest possible terms that I've been a customer for 10 years and if that was to continue perhaps someone should call me to sort out this mess. Next day, "Tony" calls. I promptly withdrew the Virgin card application, then re-appled via the 'friends and family' link for the Signature. It took about five calls to Citi to get to this point, not inlcuding those haggling over why my CBG should not be cancelled.

At this point my new Signature application was conditionally approved, then declined again - however this time "Tony" did a little financial gymnastics. He added the $6k limit from the CGB (incl the 50% limit uplift) to the $10.5k limit I'd been given for the new Platinum card (I was actuallly issued a new one when a) I cancelled the CBG replacement and b) my declined Signature application defaulted to an approved Platinum), and hey presto, the credit limit for the Platinum now exceeded the $15k Signature limit. Then the Platinum was 'converted' to a Signature but they charged the $395 annual fee upon first spend. Ugh. Two more calls to Citi: one to have the annual fee removed, and one to confirm that fee-free for life is in the system. It appears all is now in order. Except my credit rating file probably resembles a port-a-loo at a music festival - I do not want to look. (I also got a new AmEx Plat Edge at the same time.)

So, I reckon all it took was three months and:
about 10 calls by me,
the same number from them,
the threat of taking my meagre business elsewhere,
a lot of insistence by me,
enough personal info emailed to make a scammer/phisher giddy with excitement.

Anyhow, I hope that allays the fears of those still struggling through the Citi machine, and gives a laugh for those who didn't have to go through it. I'm convinced it'll all be worth it as the card is easily the best on the market IMO. I would be most annoyed if Citi "enhance" the earn/transfer rates.
 
Fifa said:
Well, it turns out Citibank cancelled the application because he is my subsidiary cardholder (I don't think so!).
I asked what that had to do with his application anyway. They are now looking into it and will get back to me :evil:.
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Email received on 6 Feb:

"I am delighted to advise that your new SIGNATURE CARD application has been approved.Everything you need to start using your account - your Personal Identification
Number (PIN) and account guide - will be with you shortly."
 
Got my PriorityPass card late January, pretty quick turnaround.

Planning to use it in Aberdeen next month when I have the misfortune of flying KLM with no status ABZ-AMS... It should come in handy for those pesky little non alliance sectors one must take when travelling to far flung destinations...
 
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