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  1. Tonyladz

    Phone Insurance claim

    Has anyone does the front screen repair claim? How smooth was the process? I just did a claim for front screen repair. Chubb sent an email saying “ Receipts of the repair showing the cause of damage and the make / model & serial number of your mobile phone” so the repairer needs to put down why...
  2. Tonyladz

    Redemption Value for Amex Platinum

    So the platinum card has an earning ascent point rate of 2.25 and for every 1000 points you can redeem back $5 for cashback. I checked on amex travel website and redemption on there is also the same. Has it always been like that? Or the only time to make the most value of your points is to do...
  3. Tonyladz

    Has anyone had success or invite offers to upgrade from gold charge to platinum charge?

    Hi guys, as per title. Just wondering if anyone has any experience in upgrading to platinum charge from gold charge. Planning off downgrading for now but dont wanna limit myself from going back to the platinum charge.
  4. Tonyladz

    Lower credit limit?

    I have a qantas ultimate with a credit limit of 16k. I recently got declined for the amex reserve. Would lowering my credit limit to 2k increase my chance for the amex reserve? I also don't need a high credit limit as I have platinum charge with good spending power. I always pay my statement in...
  5. Tonyladz

    Pay through Auspost bpay towards amex?

    Can you still earn points if you paying via bpay on auspost website through your amex?
  6. Tonyladz

    How does the Amex Platinum Charge work with credit score?

    So i know the that theres no credit utilisation reported like in the US and that only the credit limit is being reported. So what about the platinum charge card in Aus? Does the balance you owe get reported on statement or does it show up as $0. I’m thinking of reducing or canceling one of my...
  7. Tonyladz

    Can you have the platinum edge as a free companion card with the gold charge?

    Can you have the platinum edge as a free companion to the gold charge?
  8. Tonyladz

    Just got approved for amex plat but was declined for reserve

    Just got approved for amex plat but was declined for reserve, is it worth keeping still? I also have a qantas ultimate. Any suggestions on what I should do to get the reserve still?
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