If it lets you. Not that I've looked for lounge access, but I've seen some where any base room you like, and others offering a supplement. Being platinum, I haven't checked out if lounge access is ever an option!
Seems theScattered Lapsus$ Hunters are threatening to release data from Qantas and others
https://www.afr.com/technology/qantas-faces-ransom-demand-as-hackers-threaten-frequent-flyer-data-leak-20251008-p5n0x9
and an ABC report...
They say that 'YourFee' is the fee you're currently paying. Given that everyone has got exactly the same document, they can't really put a number there without creating an individual variations document. An individual table may come closer to the time.
It will be all Citi accounts. The agreement to use Citi's name and systems expires at the end of the year.
NAB have built a whole new system for unsecured loan products. My guess is the NAB products will be moved across to the new system in due course.