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There is no rule or regulation that Amex must follow. They can create their own rules based on company policy. I would suggest that Amex will never give you a card again. Just don't let it bother you. An Amex such as the Qantas Platinum card (Amex & Visa) is similar to cards that Amex offer...

Ok, so to clarify this thread, it seems that you will be charged the following: * NAB Gold Banking/Wizard Mastercard : Only ATM operator charge (if any) * ING Organge Everyday account: $2.50 + ATM operator charge (if any) * Most other banks: $5 + ATM operator charge (if any) + 2%-3% So ING...

Do the NAB & Wizard card reimburse the overseas ATM owner fees? I was thinking it may be difficult for the Aussie bank to even know about the fee. Because in Australia, the $2 fee usually shows seperately on my statement, whereas in Thailand the 150 baht fee is just added to the amount that you...

Any idea what rate ANY provider uses to calculate the conversion? Based on other threads, it seems it is very hard to work out what rate a provider uses. I think the best way to test is to make multiple withdrawls of the same amount from different cards at the same overseas ATM at the same...

I was having a look at the new ING Savings Account - the Orange Everyday account (with a Visa Debit Card) which is promoted for having virtually no fees. Looking at the fees table, I noticed that the overseas ATM withdrawal charge is listed as $2.50 with no currency conversion charge. I...

Whilst the idea has some merit in theory, it is a bad idea because if the security relies on identifying "known" suspects, then it shows that the security is not very good at all.

Exactly. Some people so easily get a false sense of security. Who cares who is flying? All that matters is that people don't have any weapons or bombs or dangerous goods. Security needs to be proportionate. Why make security so crazy on planes when there is so little security on trains and...

Looking at this thread and another on Wizard removing the advertising about fee free international transactions, makes me ask the question: Is it still worth applying for this card? Current cardholders - Is the rate still OK? Or has it got worse to make it not worthwhile?

... I am not sure if the movie meets expectations. It is not bad - just not great. ...

I ... watched it ... It was OK, but not as good as I had expected. ...

Also check the CVV number (3 digit number). As a merchant I have seen the Incorrect Expiry date error when the CVV number was wrong (and the expiry date was correct)

Hi, Unfortunately many popular scripts (eg. vBulletin or mailing list software) have been built insecurely and many "hackers" often find vulnerabilities for such scripts. Then the script maker will release a patch, and then some time later, another vulnerability will be found. I run multiple...

Nice to see some community spirit as you can sell your Qantas club passes- the going price is around $50.

I agree with you. The people who think they act "ethically" by complaining about Qantas changing contractors to Prison workers are actually hurting Disabled people more as in the future Qantas and other companies will be very hesitant to ever give work to Disabled workers due to the problems...

Hi, I thought I would post about a problem I have had around 3 times. Often when I travel to Thailand for business I book award flights as BA has quite a bit of award availability. Often I am not sure how long I will stay and whether I will return directly to Australia or make a trip to...

Yes you won't find a card giving better points with no points cap. You could risk Citibank Gold as they have a possible points restriction. ie. You do not automatically stop earning points when you reach the cap - someone has to notice and change your account. I earned millions of points over...

In my opinion, you have very unrealistic expectations. Air Asia is a budget airline. I wouldn't expect any special types of meals on a budget airline. If you want special requests, fly a full service airline. If you fly a budget airline, you should always be prepared that something may go...

Just received a postcard in the mail today from Amex. The promotion is 2 extra points for every dollar spent from registration date to 31 January 2010. Not a bad promotion. If you didn't get the postcard, try going to www.americanexpress.com.au/plus2bonus

Re: Visa Waiver Programme - Newbie It was my understanding (at least from a NSW point of view) that to get a section 10 bond where you are found guilty but no conviction is recorded, that you need to plead guilty. So people don't really want to hear that you claim to be innocent. Your day in...

Would you really want to risk it Thailand? For example, I believe for Laser Eye treatment, many asian countries are recommended for quality & cost, but Thailand is a big no go. I have heard Thailand just doesn't have the safeguards that some other asian countries have for medical treatments.