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  1. CaptJCool

    Superannuation Discussion + market volatility

    Bear in mind these people and former State and Federal public servants are paying tax on a portion of their pensions Until 60, most the pension was taxed Since 60 the larger 3 portion is less taxed but it’s still taxed at marginal rates
  2. CaptJCool

    Superannuation Discussion + market volatility

    The March 2025 figures are available The new entrants are lower With the wave of baby boomers coming through, this is about 1/3 of folk getting a govt age pension And less on the full rate
  3. CaptJCool

    Are the days of Points collecting over?

    As Australian based programs, short of being Able to get out of Oz, the sweet spots offshore because there are less QFF members vying for the tics (eg like Iberia (Vigo to Marrakech via Madrid or Munich or Düsseldorf) etc
  4. CaptJCool

    Chasing the perfect Fuji shot

    Perfect Norwood
  5. CaptJCool

    Are the days of Points collecting over?

    Unless it’s ADL-CBR where the base fare is $290 (direct) and the points are 12k + $77…. Some of the co-payments hardly make it worthwhile if the fare is <$200
  6. CaptJCool

    Are the days of Points collecting over?

    You can get 225K top-up points for $4k when the 50% extra special is on
  7. CaptJCool

    Are the days of Points collecting over?

    And then there’s monthly spending caps like Citibank have introduced where points will only be given for the first $5,000. And westpac where the earn rate is reduced after the first $x,000
  8. CaptJCool

    Melbourne SkyBus gone up again

    There is a seniors discount cause I bought a ticket on 29 April for $19.60
  9. CaptJCool

    Life Time Gold - The [Realistic] Holy Grail

    I was Gold when I received LTG so I don’t know the answer. I do know when you drop from WP they soft land and send a new Gold card Presumably if you get to LTG while WP they’d notify you of LTG and give you the option to receive the LTG card
  10. CaptJCool

    A bit of humour

    Aviation Reminds me of us
  11. CaptJCool

    Life Time Gold - The [Realistic] Holy Grail

    Congrats ! Soon you’ll be carded ! LOL
  12. CaptJCool

    $75 off SA flights tourism promotion with code SA75

    Appeared on Instagram https://www.qantas.com/au/en/promotions/flights/take-off.html
  13. CaptJCool

    Nice wines I have drunk recently - Red or White

    This BYO and secretly shared with FF friends I had two and now got one left which I’ll keep another 5 plus years And thanks Gary the Cork surgeon for the rescue!
  14. CaptJCool

    AFF MasterClass in Sydney on Saturday, 6 September 2025

    Yep I’m Plat for the fast-track 😇
  15. CaptJCool

    Canberra lunch - Saturday 12 July 2025

    Hold me Gold for now
  16. CaptJCool

    The view or two from my "office"

    City of Adelaide concert band History month Flinders St Baptist
  17. CaptJCool

    Article: Public Servants Spent $1 Million More on Flights During Double Qantas Status Credits

    https://www.finance.gov.au/government/travel-arrangements/fly-air-travel Status credits are accepted to support extra free luggage allowance etc Q21 says should not be accepted suggesting no penalty if you did FF points have been suppressed since 1 July 2010. 15 years However the current...
  18. CaptJCool

    Article: Public Servants Spent $1 Million More on Flights During Double Qantas Status Credits

    Yeah Under WOAG frequent flyer points are NOT given for govt funded travel The Platinum lifetimers include politicians. They declare this on their pecuniary interest declaration. Easy enough to look up
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