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  1. Happy Dude

    Australian Cricket Season 2024-2025

    The whole top order has been experimental for a while now. Green at 3 suggests they feel they don't have much to choose from. Seems like they're content to guess who should be where in the top 4, until someone gets a hundred and then say that'll do. I think Boland has to play more often, at...
  2. Happy Dude

    Superannuation Discussion + market volatility

    Ok. The moneysmart calculator assumes 15% tax on earnings and some account fees though.
  3. Happy Dude

    Superannuation Discussion + market volatility

    Yes I've been showing them the compound interest spreadsheets hoping to instill the saving mentality. It's not very easy to invest in their names while they're under 18 though. The "unearned income" taxes are penal.
  4. Happy Dude

    Superannuation Discussion + market volatility

    You'll have to share the calculator and assumptions you're using. I used $30k SG as per your post. The calcs treat anything above that as post tax contributions. If he had a mill at age 45 he'd have a chance at getting to $3m. That is a realistic for someone just starting out so it will...
  5. Happy Dude

    Airports absurdly close to the city

    Was just about to post this too. My professor used a model with a light fixed to a toy plane to demonstrate the noise illumination and shadow zones (and the buildings affected by it). I recall seeing some pretty cool images of jumbos flying between the high rises.
  6. Happy Dude

    Superannuation Discussion + market volatility

    There must be a lot of "+ deductable topping up" going on here. Assuming none and no tax on earnings and no fees, that 55yo would get to $2.015m according to the moneysmart calculator. The calculator tops out at $95k/per year for after tax contributions, but say $52k/yr (ie $1k/week), then...
  7. Happy Dude

    Velocity introduces Forever Gold lifetime status tier

    I know right? Just chuck money at it and the problems go away. 😉
  8. Happy Dude

    Virgin Australia Pick Your Bonus Promo - Double Points or Status Credits - Ends 13 June 2025

    Wait...why not? I'm also well and truly bamboozled. Or are you referring only to DSCs (noting the thread we're in)? I think we need a "How many status credits will I earn?" sticky.
  9. Happy Dude

    Qantas Changes Acknowledgement of Country arrival Announcement

    How are you so sure that QF made changes to the announcement in response to pressure from "them"? QF didn't flinch in the face of extreme criticism from "those people" during the Voice referendum, so why would they now? My guess is that the changes had nothing to do with "them" - so y'all...
  10. Happy Dude

    Major changes to Velocity Frequent Flyer announced 17/10/24

    Just seeking a sanity check on this if I may please. I'm looking at options for a family holiday to Vietnam from CBR. For it to be "VA marketed", must I book through the VA website? And if I book direct with SQ and credit to VA, SCs earned will count only towards the non-VA 400 of the 800...
  11. Happy Dude

    The Velocity Status Run Master thread

    Booked CBR-MEL and MEL-CBR for the wife who pools to me. Both were Choice fares (ie matters only that they're not Lite fares) Costs were $169.00 and $279.99 respectively*. SCs expected: 14 ($169/12 = 13.08) and 24 ($279.99/12 = 23.33)** SCs received/pooled: 14 and 23 So NFI if VA are rounding...
  12. Happy Dude

    SQ Tips, Trips and Tales

    The Canterbury in Sydney I think mate
  13. Happy Dude

    What cheeses me off

    @Quickstatus at what point in your case did the insurance company own the car? As soon as they wrote it off or when they took it from where you moved it to? If the former, shouldn't they have been responsible for moving it from the freeway?
  14. Happy Dude

    Major changes to Velocity Frequent Flyer announced 17/10/24

    @Mattg so according to the VA FAQs, anyone who has a review date after 1 Oct, will have their status determined under the new rules regardless of when or how the SCs were earned? That really doesn't seem fair. It will capture many who think they've maintained their status because that's what...
  15. Happy Dude

    Major changes to Velocity Frequent Flyer announced 17/10/24

    I would say yes. You should get a congratulatory email on the day you've requalified and the status would show in the app. EDIT: I thought I'd received such an email but I didn't. I was confusing it with a generic "your new Status experience awaits" email, which I didn't read and happened to...
  16. Happy Dude

    Are the days of Points collecting over?

    But this a thread about the value of points, not the value in credit cards and their benefits. Just about all Amexs offer more benefits than the annual fee. However, Amex points have been hugely devalued in terms of earn and burn. Without a business to earn points, and with 18 months between...
  17. Happy Dude

    Gone in 5 days: My Award Travel Heist

    This made me smile: "Pub chats in Birmingham – The disbelief on people’s faces when I said I was only there for 48 hours was worth it." When I worked in Basingstoke, Monday morning smoko was all about where I'd been on the weekend. Many couldn't comprehend that I'd driven to say, Leeds or...
  18. Happy Dude

    Complimentary credit card travel insurances - Any adequate ones?

    Rentalcover sounds like a reasonable deal. Amex Explorer doesn't exclude much and will cover repairs if you don't purchase waiver cover. It limits cover to cars (only, pretty much - eg not campers/motorhomes) less than $100k, 31 days hire or less, plus some other relatively obscure events (eg...
  19. Happy Dude

    New Amex statement credits

    Credits come through yet @tinkybelle? What was merchant name? Oddly, my transaction posted just now as the winepeople. Last time the merchant was the australianwine and the credits posted from winepeople.
  20. Happy Dude

    Superannuation Discussion + market volatility

    Land tax and rates are being used as an example of taxation of unrealised capital gains. Lots of people affected by those.
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