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  1. andye

    Emirates restricts first class awards to elite members only

    I had the same thought but didn't seem to be able to even search for EK First to NZ tonight
  2. andye

    Suggestions for a town in UK to chill for a week

    Oxford or Cambridge come to mind. Term finishes 21 June this year so imagine they'd be more accommodation around afterwards York or Bath could be good too Well-connected, interesting sights and though I haven't visited recently, I reckon they'd be decent restaurants
  3. andye

    Cathay serve wine to 3yr old.

    I suspect the child has consumed a similar absolute amount of ethanol to that which is found in ripe bananas, soy sauce or even bread
  4. andye

    Cathay serve wine to 3yr old.

    My younger brother managed to get through the best part of a 1 litre stein aged 5 at a bowling evening in Austria (probably due to deficient family supervision). He was a bit wobbly but hasn't shown any signs of developmental problems (yet). I'd be disappointed if the family's lawyers can find...
  5. andye

    Woolworths gift card thread

    The WWGC won't be accepted as payment. It was a sad day when the ability to do so stopped
  6. andye

    Singapore transit

    Last week, we ended up having to do 40 minutes T3 to T1. Just missed a shuttle but waited 4 minutes for next then walked briskly-loads of time to spare
  7. andye

    Platinum charge card downgrade or cancel, what happens to Hotel Gold status?

    I understand it stays until the end of the hotel year but doesn't renew
  8. andye

    Article: The Most Profitable Seats on the Plane Are Not What You Think

    Our recent 4 Y+ VFF award seats flying JNB-SIN-SYD on SQ were certainly appreciated by the andye clan. I wouldn't have stumped up cash though.
  9. andye

    Superannuation Discussion + market volatility

    I wouldn't say no to some extra cash for hospitals, community aged care and defence subsidised from rich adults' inheritances (noting few toil for capital gains)
  10. andye

    Superannuation Discussion + market volatility

    Am alternative is to tax all (from pension or accumulation) withdrawals for people with TSB above a limit ($3M say but could make a case for marginal above $1.9M). Would affect the deathbed withdrawal strategy for big balances too.
  11. andye

    Superannuation Discussion + market volatility

    I agree that taxing unrealised gains is problematic and personally don't agree with the principle. Howver, I'm sure the vociferousness is driven heavily by the ultimate tax outcome (which I imagine is understood by even fewer than the 0.5% who could get caught up in it)
  12. andye

    Superannuation Discussion + market volatility

    I think I worked out how it goes (happy to be corrected as not a tax expert). Say: in their Joint SMSF Mr & Mrs Affluent have a Total Super Balance of $10M with $5M in property. They each have $2M in retirement accounts a few years after they retire. The remaining $6M is in accumulation. They...
  13. andye

    Little things I like

    24c off with the 7-11 fuel lock feature yesterday. No location shenanigans required. Standard VFF and Platinum Edge points
  14. andye

    Superannuation Discussion + market volatility

    I meant currently
  15. andye

    Superannuation Discussion + market volatility

    That lacks logic and fairness. .... I do have a feeling that there must be a big tax advantage (rather than merely opposition to the principle of taxing unrealised gains) in keeping things as they are, to explain the vociferousness of the opposition to the proposed changes.
  16. andye

    Superannuation Discussion + market volatility

    Definitely aware that you pay 15% on dividends etc in the accumulation accounts pre and post retirement. A question I have is do you pay CGT if you sell an asset from accumulation once retired (I understand the rate is 10% for an asset held for over one year from an accumulation account...
  17. andye

    Superannuation Discussion + market volatility

    Yes but outside super, you'd still be up for marginal tax on dividend/rental income and 22.5% CGT when you sell. I'm not sure 100% how CGT works currently inside super for property if you (a) sell asset in retirement phase (?10% if held over a year or 0%) (b) die and give to inheritors (...
  18. andye

    Superannuation Discussion + market volatility

    I am probably being dopey, buy whetre willl they put the money that ends up not paying any tax (while achieving returns)?
  19. andye

    General Medical issues thread

    When I ruptured my quad I became convinced of the superiority of tapentadol (Palexia) over oxy. Got off as soon as I could but has changed my practice with my own patients
  20. andye

    AFF Member Stock Discussion

    Singapore Airlines 😉
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