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I picked up (the only) 2x Graham's "The Tawny" off the shelf at BWS Pemulwuy yesterday, clearance $62 down to $31. Might be available elsewhere

Champagne and Penfolds almost always an exclusion with BWS cashback (and is today)

Better than Walter

I have a couple of Cardio colleagues who are happy for patients to use but when I'm looking for AF/causes of funny turns I'd only trust a HeartBug (for 1 month's monitoring) or ILR. The real time nature of the Apple watch is to its advantage howver

I wonder what other sites that google search returned

Not sure if the number/drinking game "fizzbuzz" has any Australian resonance Anyway, my student rugby team's "Cornish fizzbuzz" had "oo-aargh" for numbers 1-4, 6, 8,9, "oinker" for multiples of five, "properjob" for multiples of 7 and "lots" for other numbers greater than 10. At maximum volume...

The combination of flash and park sounds a bit dodgy

Needs to last but with a 5% withdrawal rate the chances of running out of money is single digit % (as long as you invest it and dont just stick it in a cash account). More likely that your balance will double than disappear (and that's ignoring the Aged Pension safety net)

The 67 timepoint is not desperately relevant IMO as you will probably live for 15+ years. It's not out of the question for moderately aggressively invested super in retirement to grow by 10%/pa. Even with mandatory 5 % withdrawals, it could still double in 15 years. Having said most affected...

My understanding is that you could even increase your hours and remain eligible for a TRIS post-60

Maybe not a benefit to the country though. Better to have people paying top-bracket income tax than retiring. Though as long as over 60, you are still able to work and draw down from Super. Becomes more tax efficient after 65

Mine is a contraction of my name but also an allusion to a British medical satirical combo called " Struck off and die"

I've not been able to work out with certainty what (if any) CGT is payable currently if one withdraws from Accumulation (rather than Retirement stream). I thought it might be 10% (if asset held for >1y) but am not sure That was based on the assumption that the Balance Cap acted as a limit on...

I dont think the Nebu is a $100 wine (and I enjoy less than Shad or Mesch) but very happy to pay $30 for it

Avoid dairy too

I would

Bunnings have changed their giftcards to a PIN and balance system so you need to keep track and don't get change. Going to miss the thrill of up to $9.95 of manufactured spend per trip

Yes, but if you had received the "super" in your pay it would have been taxed at marginal rate not 15%. And the vast majority of thr super you draw down in retirement is due to capital growth on which you could have paid 0% (assuming you or your fund held onto that asset until retirement phase...

I'm certainly not paying 1c/pt. I think <10% (was <5% before the supermarket discounted Giftcards dried up and I switched to using Yakpay for ATO) of my transactions involve a surcharge. Platinum.earns 2.5 MR/$=1.25 QF/VA/CX/QR/AS or 0.83 SQ or 0.7 AA. Edge earns 3 MR/$=1.5 QF/VA... etc I...

Apropos of me saying that investing is more favourably taxed than one's labour, I tried to work out the effective taxation rates (note that this is not to do with investing in one's own business, which as @tgh has expressed is a different game...