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Would just apply and declare it closed. They can ask for a closure letter if they want

Thanks for the update - just checked mine too and they've come through as well. Glad that sorted itself out

Uh oh, it was a legitimate one then I guess?

Just checked, end of 2024

I'm in the same boat. Got the status on 29 Nov (according to the star alliance rewards email) and still nothing. Let me know how you get on or if they eventually do come

I'll snap a pic if I remember next week. Excited to try their product

Yeah I don't know what internal definition HSBC could pull out and burn you with though

Way I read that is if you're currently hold another HSBC credit card and apply for this one, or if you've previously held this particular card in the past 18 months, then you're ineligible. I'd cancel all HSBC cards before applying

According to this lounge access is included with aeroplan 50K. "Starting today, our Aeroplan Elite 50K, 75K, and Super Elite members are eligible, along with one guest, to visit Virgin Australia lounges when flying on a same-day confirmed ticket on Virgin Australia." Can't find anything about...

Ripper deal, would jump on it if it were similar pricing to Perth

Wouldn't wait too long for KF. Far as I'm aware they've only done one and it was during covid

They also normally participate in the biannual velocity transfer bonus at varying %s

Anything stopping me from paying the ATO before I do my return and just collecting that back once it's done? Struggling to meet minimum spend and I'm happy to cop the 2% at this point

For anyone else wondering; I didn't have any trouble using my guest pass. I was even prompted to when clearly alone haha

Thanks for the response -seems like some would be willing to then. That's a little cheeky they asked!

Anyone know if you can use the guest allowance (included with Citi prestige) at cafes etc for yourself? Or would I need to make friends with another traveller if I wanted to spend more?

Thanks for the advice mate appreciate it. That really would be the nightmare scenario. Luckily the loan's been approved so it's just a waiting game now. Cheers for the datapoint as well.

It already shows up on my credit report and I haven't included it as I'm still renting (haven't settled yet). Yeah I guess that's all it comes down to isn't it. I just don't want this golden goose to stop laying 😨

Does anyone have experience with churning before and after taking out a mortgage? I've just taken out a (manageable) mortgage and worry about including it on my applications as opposed to renting.

Thanks for the response - good that you know what rate you're going to get before you call them up. Seems like a great benefit then