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I think i'd have more piece of mind chasing up my lost luggage myself rather than leaving it to some inept CSR from Bombay.

Woolies everyday rewards cards soon to earn QFF points? EDIT: delete

This is incredible. What's the chance this offer would have disappeared, along with all your other cards the moment you paid down your outstanding accounts? It was a nice try, good job for seeing through it.

So online poker sites will work with ANZ cards? If this is true I'm getting one, thanks for the info :)

Good luck Gordon.

None of this would work in this case. It might work if you have 20K of CC debt but this guy has 150K. That makes the minimum payments $3000 per month, on top of his mortgage, bills and everything else. The only reason he's stayed afloat is because he can re-spend on the cards after making the...

Obviously it hasn't happened yet. The main argument against Citi is not that it's GOING to fail, it's that the big 4 in Australia are far less likely to fail, so what in hell would possess anyone to keep money on deposit with citibank???

Citibank have always been a great place to get and park DEBT, but there's no way on earth I'd keep even a dollar on deposit there. They can't be bailed out forever, the Americans are printing so much money bailing out all and sundry with money they don't even have that the US$ will eventually...

Credit Crunch!

Since he's contemplating bankruptcy and non-payment anyway it isn't going to 'cost' him anything. Do you see why? The chance of getting the creditors to negotiate on both the balances owing and the interest rates could cut a massive amount out of his debt and allow him to keep his house. The...

I used to work at a petrol station that showed the entire card number and expiry date. It really is extremely unsecure, all a dodgy cashier would have to remember is your 3 digit number on the signature panel to begin making fraudulent transactions online. Luckily for my customers I wasn't a...

Gordo do you have any significant money in superannuation? I believe this can be accessed if you're under 'severe financial hardship. Since the creditors won't really negotiate while your accounts are current, my tactic would not be bankruptcy but simply stop payment on the cards. This will...

Yeah if you can hand out all your cash in cashouts you dont have to do as many safe-drops and there's less money to count at the end of the day :)

Ouch. Anyone heard of any other providers doing this? I would be seriously annoyed if Citibank was to cut my limit.

This has been clarified numerous times in this thread already.

Got a call from CB last night. 'Mr Vilemerchant, I'm calling you about a special offer we have for you' Yay, this will be my upgrade I'm thinking. What is it? Some spiel about that freakin CreditShield rort!

PINs for CCs are a good idea, but since it's pin OR sign it's a fairly pointless upgrade. Someone with a stolen card can still just scribble a signature just like always..

Are your current reward points transferred to the platinum? Not that it matters, no offer for me yet :/

Why would you close a free card?

That's a great philosophy, but what if that something is food? Or electricity? Unfortunately life does sometimes kick you in the teeth and a bit of CC debt is a lot better than starving or freezing.