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  1. casanovawa

    Beijing and beyond

    When are you going? I'll be in Beijing from about the 22/10-27/10....
  2. casanovawa

    Pathetic [Where are the advertised extra award seats? ]

    If you start from the assumption/fact that Joyce and the QF PR team are world class bull coughpers then it will be easier to not be disappointed when most of their guff is shown up for the load of bollocks it usually is... :) And I snuck in a 280k redemption on Tuesday, before the devaluation...
  3. casanovawa

    CC Application Declined Instantly

    Yeah, and have it as a wiki up the top of the page so people don't have to sort through 20 pages etc looking for individual examples... I haven't applied for a new cc in about 12 months so not sure if banks have started requiring a lot more details etc in the wake of these royal commissions as...
  4. casanovawa

    Citi Rewards Platinum - 140,000 Citi reward Points $49FY

    As above, if Marco Polo gets some referral bonuses, would mind if you keep my code in mind also... :) https://cloud.notifications.citibank.com.au/rewards_mgm?referral_code=MGM100068148
  5. casanovawa

    CC Application Declined Instantly

    People don't like airing their financial details but i wonder if a wiki at the top of this or a new page detailing members experience applying for cc's from various lenders and which banks knock back the most often or for seemingly no reason might be helpful??? If in recent times some lenders...
  6. casanovawa

    Advice on limits for applications, and more.

    It was all a lot easier before these recent stupid comprehensive credit reporting changes and all the rest... Because a few people didn't know what they were doing they've tightened up the rules/reporting considerably which makes it a bit harder if you do know what you are doing... Remember...
  7. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    You can use a broker to access this offer.
  8. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    Seeing a new loan is required to qualify for this offer you'd probably have to talk to ANZ to see whether a break fee would be involved to close your current loan before taking out a new one....
  9. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    How long till your 2 yr fixed loan finishes?
  10. casanovawa

    Virgin Australia going back to "its roots" ?

    With 4 or so large diverse airline share holders hard to see where any high level strategic direction is going to come from, or choosing to join a proper alliance etc... But you'd think they'd have a pretty good idea of where the money is being loss, or an insufficient return being made and...
  11. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    Yep the upfront points is appealing... The 3.18% fixed isn't too bad at the moment, not the best but reasonable, but we are able to apply for pricing to see what the bank will come down to.
  12. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    It is a pretty good offer with that amount of QF points on offer, haven't seen anything recently that compares. Note the closing dates for the offer so you don't want to leave it till the last minute for applications.
  13. casanovawa

    AFF - are we our own self-moderating enemy?

    I don't miss airlines having reps or information collectors in here and closing loop hole after trick after hack etc... They probably still do, just less obviously announced... In that respect yes less representation from corporates the better... It was getting to a point several years ago...
  14. casanovawa

    AFF - are we our own self-moderating enemy?

    You went to a lot of effort to write all that down... I guess the reality of it is that with only two full service domestic airlines how much engagement and pandering do you have to do to your customer base? And although Virgin does a reasonable job of competing in the single aisle domestic...
  15. casanovawa

    AFF - are we our own self-moderating enemy?

    Just fly the airlines you like and that more importantly give you the best deal/value for money... I have no status with any airline and therefore no handcuffs to keep me flying any particular airline.... I treat them as businesses, I am not loyal to any, they are not my best buddy and nor...
  16. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    Quick look in the system in Vic: Mortgage Registration - $117 Discharge Registration - $117 It doesn't mention a title search fee but we usually put in $100 miscellaneous just for a few little unforeseen things And then yes there would be the discharge fee of leaving your current lender/loan...
  17. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    It's eligible for new lending (so refinancing from another lender) or switching a loan product - the requirement is a applying for a new eligible loan of over $300,000 must be taken out...
  18. casanovawa

    Woolworths gift card thread

    After messing around for a couple of months, finally lodged a complaint with Woolworths and they gave me a local email address to lodge a complaint I guess with the distributor or local rep of the bank behind the Only1 gift cards and got some action, they are sending out 3 new $100 Only1 gift...
  19. casanovawa

    Woolworths gift card thread

    I bought 10 $100 Only1 cards the other day, but i got them on a different woolies card that converts the 2000 points to $10, so here in WA they were only 1000 points per $100 card, so doing it that way i got $10 cash for $11.90 activation fee... So for the Amex credit card points of 300 or so...
  20. casanovawa

    ANZ - 300,000 QFF points offer on a mortgage

    ANZ have an offer out of 300,000 QFF points when taking out a loan over $300,000. "Take out an eligible home loan over $300,000 and you could get the home, the points, plus the chance to win up to half a million dollars off your loan." Apply by 31 August 2019 and settle by 31 January 2020.
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