Strategy to obtain US Amex

[DAC1]

Do they request payslips ?

Nope

 

[Madqueen]

Nope

Different case for me as actually did for my case a month ago

Do they request payslips ?

Yes they requested for my 2 most recent Australian payslip, which they accepted

 

[AppleJune]

Has anyone successfully applied for a Schwab debit card as a Schwab One International account? Some people reported approval for certain countries but when I tried calling they said debit cards can’t be issued for Australia.

 

[blacksultan]

Has anyone successfully applied for a Schwab debit card as a Schwab One International account? Some people reported approval for certain countries but when I tried calling they said debit cards can’t be issued for Australia.

Shouldn’t you say you are resident in the US ?

 

[AppleJune]

Shouldn’t you say you are resident in the US ?

Yeah thats if you declared yourself as RA which will cause W9 form but heard someone managed to get the form approved as international so wasn't sure

 

[blacksultan]

Yeah thats if you declared yourself as RA which will cause W9 form but heard someone managed to get the form approved as international so wasn't sure

Checked the website . Allows you to select Australia as country of residence .

 

[AppleJune]

That’s for Schawb International’s account. The debit card won’t be included; only the US account and some international accounts within their approved countries will be. That’s what the person on the phone told me.

 

[GerrardGerrard]

When you try to apply for it online, it redirects you to a page with the phone numbers and you initalise the application over the phone. I called the phone number for customers outside the US and Canada.

Then minutes later after calling them, you will be sent an online Adobe Acrobat document to fill out by email.

So I rang and they are saying they can't send out the email if I'm not in the US, apparently they are not allowed to send it out to a person in a foreign country, I was on the phone for nearly an hour and couldn't get anywhere from that point.


Any help , anyone come across this and have a solution? Maybe I'm using the wrong words, just stuck at the moment

 

[albyd]

Just agree that you’re in the US. Do you have your US address on their system or your AU address? I would change the address in your profile to your US address. That will help with other card issuers like Amex when they ask for proof of address, they’ve historically accepted HSBC US statement. I’m sure you’ve taken care of this already but if you’re very early in your US cards journey, this should work in getting you to ‘yes’ with HSBC US.

How is everyone looking to retain Premier status after HSBC AU stops conferring Premier status?

I’m planning to divert my monthly USD funds transfers to pay for my credit cards to my HSBC checking account though does tagging the narrative as ‘Payroll’ work? I’m using Revolut for my funds transfers and currency exchange.

 

[Franko Costa]

Just agree that you’re in the US. Do you have your US address on their system or your AU address? I would change the address in your profile to your US address. That will help with other card issuers like Amex when they ask for proof of address, they’ve historically accepted HSBC US statement. I’m sure you’ve taken care of this already but if you’re very early in your US cards journey, this should work in getting you to ‘yes’ with HSBC US.

How is everyone looking to retain Premier status after HSBC AU stops conferring Premier status?

I’m planning to divert my monthly USD funds transfers to pay for my credit cards to my HSBC checking account though does tagging the narrative as ‘Payroll’ work? I’m using Revolut for my funds transfers and currency exchange.

I'll probably lose it as I get zero value of it now

 

[Ansett Nostalgic]

Just agree that you’re in the US. Do you have your US address on their system or your AU address? I would change the address in your profile to your US address. That will help with other card issuers like Amex when they ask for proof of address, they’ve historically accepted HSBC US statement. I’m sure you’ve taken care of this already but if you’re very early in your US cards journey, this should work in getting you to ‘yes’ with HSBC US.

How is everyone looking to retain Premier status after HSBC AU stops conferring Premier status?

I’m planning to divert my monthly USD funds transfers to pay for my credit cards to my HSBC checking account though does tagging the narrative as ‘Payroll’ work? I’m using Revolut for my funds transfers and currency exchange.

I reckon it would be worth a try.

 

[N0mad]

So I rang and they are saying they can't send out the email if I'm not in the US, apparently they are not allowed to send it out to a person in a foreign country, I was on the phone for nearly an hour and couldn't get anywhere from that point.


Any help , anyone come across this and have a solution? Maybe I'm using the wrong words, just stuck at the moment

if you have set up your US mobile number you could call them from that, then just say you are currently in the US.

 

[GerrardGerrard]

Just agree that you’re in the US. Do you have your US address on their system or your AU address? I would change the address in your profile to your US address. That will help with other card issuers like Amex when they ask for proof of address, they’ve historically accepted HSBC US statement. I’m sure you’ve taken care of this already but if you’re very early in your US cards journey, this should work in getting you to ‘yes’ with HSBC US.

How is everyone looking to retain Premier status after HSBC AU stops conferring Premier status?

I’m planning to divert my monthly USD funds transfers to pay for my credit cards to my HSBC checking account though does tagging the narrative as ‘Payroll’ work? I’m using Revolut for my funds transfers and currency exchange.

They do always ask me where I am calling from but can they not see where I am on their system? Are you sure I can day I'm in the US when they ask that?

Yes I have a friends US address but I only have it set to my mailing address not residential or permanent but my statements do have that address showing.

if you have set up your US mobile number you could call them from that, then just say you are currently in the US.

I just don't want to get my account closed if I say this and it some how gets flagged? Have you or anyone done this with success?

 

[N0mad]

They do always ask me where I am calling from but can they not see where I am on their system? Are you sure I can day I'm in the US when they ask that?

Yes I have a friends US address but I only have it set to my mailing address not residential or permanent but my statements do have that address showing.

see above, just call from your US number and it will look like you are call form the US.

 

[GerrardGerrard]

see above, just call from your US number and it will look like you are call form the US.

I will try this, the agent I spoke to did say his system is blocking him from sending the application to my email but said said if I go on holiday I can call back and get the email restriction lifted.

No idea how that would work or if its just based on me telling them I'm in a different location

 

[N0mad]

I will try this, the agent I spoke to did say his system is blocking him from sending the application to my email but said said if I go on holiday I can call back and get the email restriction lifted.

No idea how that would work or if its just based on me telling them I'm in a different location

it is unusual, you definitely opened the accounts as a premier client right?